Business Details
50+ Years
experience
Your Trusted Credit Union for Personal and Business Banking
For over six decades, we have remained committed to delivering financial solutions that empower our members to thrive. Established in 1959 by seven civilian workers at Norfolk Naval Air Station, our organization has evolved from NorVA N.A.S. Federal Credit Union into a modern institution serving more than 260,000 members across Virginia, Utah, and Texas. Our founding principle of providing accessible, low-cost financial services has expanded into a comprehensive suite of personal and business banking solutions, including checking and savings accounts, loans, credit cards, investment services, and specialized financial education programs.Guided by our core values of relationships, diversity, community impact, and quality, we prioritize human connection and trust in every interaction. Through the Chartway Federal Credit Union Promise Foundation, we have raised nearly $16 million to support medically fragile children and their families, reflecting our belief that no success is complete without giving back. With 60 years of experience and a forward-looking approach, we continue to innovate while maintaining the personalized service that defines our member-first philosophy.
Services
Checking Accounts
Savings Accounts
Car Loans
Credit Cards
Mortgages
Business Loans
Investment Services
Loan Protection
Financial Education
Details
- Year established: 1959
Highlights and features
- We have over 60 years of experience serving military, civilian, and community members.
- Our federally insured status ensures member funds are protected up to $250,000.
- We offer specialized financial education programs and community development initiatives.
- Our NCUA-insured products include competitive rates on loans and savings accounts.
- We maintain a strong local presence with branches across three states.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Checking Accounts
We offer multiple checking account options including High-Yield Checking, Cash Back Checking, and Student Checking. These accounts provide competitive dividends, ATM fee rebates, and mobile banking features. Our checking solutions help members manage daily expenses while earning rewards.
Personal Loans
Our personal loan products include fixed-rate installment loans and credit builder loans. These unsecured loans help members finance major purchases, consolidate debt, or establish credit history. Flexible terms range from 12 to 60 months with competitive interest rates.
Mortgage Loans
We provide conventional and government-backed mortgage options for home purchase and refinancing. Our mortgage specialists offer competitive rates, down payment assistance programs, and personalized guidance through the home buying process.
Investment Services
Through our partnership with CUSO Financial Services, we offer investment planning and retirement account management. Services include IRAs, mutual funds, and personalized portfolio strategies to help members achieve long-term financial goals.
Business Banking
Our business banking division provides checking accounts, credit cards, equipment financing, and commercial real estate loans. We offer treasury management tools and merchant processing services to help local businesses manage cash flow and grow operations.
Questions
How do I become a Chartway member?
Membership requires living or working in Virginia, Utah, or Texas. Join online or visit a branch to open an account with a $5 minimum deposit.
What loan options are available for first-time homebuyers?
We offer specialized mortgage programs with low down payment options, including conventional loans and government-backed FHA loans for qualifying applicants.
Does Chartway offer business banking services?
Yes, we provide business checking accounts, commercial loans, merchant processing, and cash management tools for small and mid-sized businesses.
How can I report fraud or suspicious activity?
Contact our fraud department immediately at (800) 678-8765 if you receive unsolicited requests for account information or notice unauthorized transactions.
What financial education resources do you provide?
We offer budgeting tools, credit-building workshops, and online resources covering home buying, debt management, and investment basics through our website and local branches.
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