Business Details
Your Trusted Wealth Management Partner in Red Bank & New York, NJ
Stembrook Asset Management provides sophisticated wealth management services to high-net-worth individuals, families, and business owners. Our fiduciary approach prioritizes personalized financial planning, asset allocation, and tax-efficient strategies tailored to each client's unique goals. With decades of combined experience from top-tier financial institutions, our team specializes in navigating complex financial landscapes including liquidity events, estate planning, and risk management. We distinguish ourselves through a methodical planning process that integrates legal, tax, and investment expertise while maintaining rigorous research standards.Our fee-only structure ensures alignment with client interests, and we utilize advanced tools like our proprietary Wealth Planning Tool to deliver customized investment solutions. Backed by a board of experts in economics and global finance, we emphasize cybersecurity protections and client education while maintaining custody through industry-leading partner Charles Schwab.
Services
Investment Management
Financial Planning
Estate Planning
Business Advisory
Divorce Financial Planning
Highlights and features
- We operate as fiduciaries with legal obligation to prioritize client interests
- Our team includes CFA charterholders with decades of institutional finance experience
- We implement proprietary wealth planning tools developed through 20+ years of research
- Our fee-only structure eliminates conflicts of interest from commissions or incentives
- We maintain institutional-grade cybersecurity protections through custodian Charles Schwab
Associations and certifications
- Chartered Financial Analyst (CFA)
Services
Investment Management
Our investment management service focuses on strategic asset allocation to maximize long-term returns while managing risk. We create customized portfolios using stocks, bonds, and alternative assets, adjusting allocations based on market conditions and client circumstances. Decisions are grounded in rigorous research and decades of experience at top-tier investment firms, with ongoing monitoring to ensure alignment with evolving financial goals and risk tolerance levels.
Financial Planning
Our financial planning service develops comprehensive strategies to achieve major life goals through cash flow forecasting and tax planning. We create adaptable plans that accommodate life changes while maintaining focus on long-term objectives. The process incorporates our proprietary Wealth Planning Tool to model different scenarios and optimize decision-making for both immediate needs and future aspirations.
Estate Planning
Estate planning services focus on preserving family wealth across generations through coordinated legal and financial strategies. We collaborate with attorneys and accountants to implement solutions that honor clients' legacy intentions while minimizing tax liabilities. Our approach ensures smooth wealth transfer while addressing the needs of multiple stakeholder generations through customized trust structures and succession plans.
Business Advisory
Business advisory services help owners optimize financial outcomes through risk mitigation and tax-efficient strategies. We specialize in solutions like 1042 exchanges for capital gains tax savings and Qualified Replacement Property investments. Our expertise extends to ESOP transactions and business succession planning, providing strategic guidance that aligns with both personal wealth goals and corporate objectives.
Divorce Financial Planning
Divorce financial planning addresses the unique challenges of marital transitions through collaborative and mediated approaches. We develop comprehensive financial strategies that establish post-divorce stability while protecting long-term wealth. Services include asset division analysis, spousal support optimization, and creation of new financial frameworks that provide clients with control and clarity during transitional periods.
People
Peter D'Agati
Founder and President
Peter founded Stembrook Asset Management Asset Management after leading portfolio strategy at Brown Brothers Harriman. He developed tax-efficient risk management practices and managed $45B in assets. A CFA charterholder, he combines institutional expertise with personalized service, focusing on investment research and strategic decision-making.
Tom Kosinski
Portfolio Manager
Tom has served as Portfolio Manager since 2010, directing trading activities and refining asset allocation models. With experience at Merrill Lynch and Lucas Capital Management, he specializes in portfolio construction and investment research. He holds FINRA Series 65 certification and develops customized investment plans using the firm's proprietary tools.
Questions
How does Stembrook Asset Management's fee structure work?
We operate a fee-only structure based on assets under management with no commissions. Fees are transparent and align with client interests through our fiduciary commitment.
Where are client assets held?
All client assets are held at Charles Schwab, a leading custodian known for institutional-grade security and comprehensive investor protections.
How does Stembrook Asset Management protect against cybercrime?
We implement Schwab's advanced cybersecurity safeguards combined with internal protocols and client education about digital risk mitigation strategies.
What is the minimum investable asset requirement?
We work with clients having $2 million or more in investable assets through tailored wealth management solutions.
What is a CFA designation?
The Chartered Financial Analyst designation represents the highest professional credential in investment management, requiring rigorous exams and significant professional experience.
How are investment decisions made?
Decisions combine economic research, risk modeling, and market analysis to determine strategic allocations while maintaining flexibility for changing conditions and client needs.
