Business Details
27 Years
experience
Your Trusted Mortgage Partner in Peoria, AZ
Precision Mortgage has been serving Arizona homeowners since 1999, providing comprehensive mortgage solutions tailored to individual financial needs. Our team combines decades of industry experience with a personalized approach to help clients achieve their homeownership goals. With over 35 lender relationships, we offer competitive rates and flexible loan programs including conventional, FHA, VA, and reverse mortgages. Our founder, Zoltan Holubecz, brings 46 years of finance expertise to every client interaction, ensuring informed decision-making throughout the mortgage process. We prioritize transparency in all transactions while maintaining strict compliance with regulatory standards.Our commitment to excellence is demonstrated through our track record of over $312 million in financed mortgages and 1,549 successful transactions. We empower clients with educational tools and personalized analyses to make confident mortgage decisions. Our independent broker status allows us to advocate for clients without being tied to any single lender's products. We maintain active industry certifications and continuously update our market knowledge to serve clients effectively. Our office in Peoria, AZ, provides local expertise while serving clients across the entire state.
Services
Mortgage Brokerage
Home Purchase Loans
Refinance Options
Reverse Mortgages
FHA VA Loans
Details
- Year established: 1999
Highlights and features
- 24 years serving Arizona mortgage clients with personalized solutions
- 35+ lender relationships for competitive rate comparisons
- 46-year finance industry veteran leads client consultations
- Over $312 million in successful mortgage transactions
- Comprehensive loan education and personalized financial analysis
What people say
Personalized service
Financial expertise
Successful outcomes
Responsive communication
Knowledgeable guidance
Services
Mortgage Brokerage
As independent mortgage brokers, we connect clients with multiple lenders to find optimal loan terms. Our services include rate comparisons, loan program analysis, and personalized mortgage solutions for purchases, refinancing, and reverse mortgages. We guide clients through the entire process from pre-qualification to closing.
Home Purchase Loans
We offer comprehensive purchase loan options including conventional, FHA, and VA programs. Our services help first-time buyers with low down payments and assist experienced homeowners with strategic mortgage planning. We provide down payment assistance guidance and seller concession negotiations to maximize client benefits during home purchases.
Refinance Options
Our refinancing services focus on lowering payments, consolidating debt, or accessing home equity. We analyze current mortgage terms against market conditions to determine optimal refinance timing. Clients receive personalized reports showing potential savings and equity utilization strategies for home improvements or financial restructuring.
Reverse Mortgages
We specialize in reverse mortgage solutions for homeowners aged 62+. These programs eliminate monthly payments while providing cash access to home equity. Our counselors explain all options including lump sum payments, credit lines, and structured monthly disbursements to support retirement financial needs while maintaining home ownership.
FHA VA Loans
We facilitate FHA and VA loan programs with specialized underwriting requirements. Our experts guide clients through government-backed mortgage processes including credit qualification, down payment requirements, and documentation preparation. We explain program-specific benefits like reduced down payments for FHA loans and zero-down options for eligible VA borrowers.
People
Zoltan Holubecz
Vice President
With 46 years in finance, Zoltan has led 1,549 mortgage transactions totaling $312M. He specializes in personalized loan strategies and financial education, prioritizing client needs above all else.
Questions
How do I start the mortgage process?
Contact us for a free consultation to discuss your financial goals and receive personalized mortgage options.
What loan programs do you offer?
We provide conventional, FHA, VA, reverse mortgages, and specialized programs for unique financial situations.
Can I refinance with bad credit?
We evaluate each case individually and explore all available options to improve your mortgage terms.
What documents are needed for pre-approval?
Basic financial documents including income verification, asset statements, and credit information are required.
How long does mortgage approval take?
The process typically takes 30-45 days with efficient document submission and lender coordination.
What's the difference between FHA and VA loans?
FHA loans require lower credit scores while VA loans offer zero-down options for eligible veterans.
