Business Details
24 Years
experience
Your Trusted Mortgage Broker in Prairieville, LA
Gulf Mortgage Group has been serving Louisiana for 23 years with a commitment to exceptional service, speed, and tailored loan products. Founded in 2002 by Todd Villar and David Brian, our team combines decades of experience in retail and wholesale lending to prioritize client needs. We specialize in guiding clients through purchases, refinances, and construction loans, offering access to competitive rates through a network of wholesale lenders.Our personalized approach ensures stress-free processes, with repeat clients and referrals forming the core of our business. With Managing Partners Todd, David, and Katelyn Gwin leading the way, we aim to be your trusted mortgage broker for life, delivering expertise, transparency, and unwavering support.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Construction Loans
Jumbo Loans
HELOC
Bank Statement Loans
Details
- Year established: 2002
Highlights and features
- 23 years of experience serving Louisiana homeowners
- Personalized mortgage solutions tailored to individual needs
- Access to competitive rates through multiple wholesale lenders
- Repeat clients and referrals form our business foundation
- Team of seasoned professionals with deep local expertise
What people say
Excellent experience
Best in the business
Seamless process
Professional team
Stress-free closing
Services
Conventional Loans
Competitive-rate conventional loans with down payment options starting at 3% for first-time buyers. Flexible terms and no large down payment requirements make these loans ideal for well-qualified borrowers seeking straightforward financing solutions.
FHA Loans
FHA loans offer accessible homeownership with 3.5% down payments and lenient credit requirements. Backed by the government, these loans help borrowers with lower credit scores achieve their homebuying goals through competitive rates and flexible terms.
VA Loans
Zero-down VA loans for veterans and active-duty personnel with no private mortgage insurance. These government-insured loans provide competitive rates and flexible credit requirements to honor military service members' housing needs.
Construction Loans
Specialized construction loans simplify building dream homes with interest-only payments during construction. Expert guidance ensures seamless transitions from construction financing to permanent mortgages for custom home projects.
USDA Loans
Zero-down USDA loans for rural and suburban areas with income limits. Government-insured financing helps eligible borrowers in designated areas achieve homeownership with no down payment requirements and competitive interest rates.
People
Todd Villar
Managing Partner
With 19 years in financial services and co-founding Gulf Mortgage Group in 2002, Todd brings deep expertise in mortgage operations and client-focused solutions to every transaction.
David Brian
Managing Partner
A mortgage industry veteran since 1994, David combines real estate sales experience with wholesale lending expertise to deliver personalized loan solutions for first-time and seasoned homebuyers.
Katelyn Gwin
Managing Partner
Transitioning from loan processor to originator, Katelyn leverages her comprehensive understanding of lending processes to guide clients through seamless mortgage experiences with meticulous attention to detail.
Brittany White
Loan Processor
As a dedicated loan processor, Brittany ensures smooth transactions by managing documentation and communication, drawing on her expertise to maintain efficiency throughout the mortgage process.
Dina Scimemi
Loan Processor
Dina contributes to Gulf Mortgage's success through precise documentation handling and client support, applying her mortgage processing knowledge to maintain the company's high service standards.
Questions
What mortgage loan options do you offer?
We provide conventional, FHA, VA, USDA, construction, jumbo, HELOC, and bank statement loans tailored to meet diverse client needs.
Do you specialize in first-time homebuyer programs?
Yes, we offer specialized guidance and loan options for first-time buyers, including low down payment programs and educational support.
Can you help with out-of-state property purchases?
Our team regularly assists clients with out-of-state transactions, providing remote support and documentation handling for seamless experiences.
What sets Gulf Mortgage apart from other brokers?
Our 23-year track record, personalized service approach, and proactive communication distinguish us, with clients consistently highlighting our responsiveness and expertise.
Do you offer refinancing options?
We provide rate-and-term refinancing, cash-out options, and specialized programs like VA IRRRL and FHA Streamline for qualified borrowers.
How quickly can you close a mortgage?
Many transactions close within 30 days, with our team working weekends and after-hours to meet client deadlines and expedite processes.
