Business Details
22 Years
experience
Your Trusted Mortgage Partner in Rochester, NY
Oxford Capital Mortgage has been dedicated to helping homebuyers achieve their goals since 2004. Established in Rochester, NY, our team of experienced mortgage professionals provides personalized guidance and tailored financing solutions to meet the unique needs of each client. With a commitment to transparency and exceptional service, we specialize in a wide range of mortgage products, including conventional, FHA, VA, USDA, and commercial loans. Our team works directly for clients, not lenders, ensuring that every borrower receives the most suitable financing options.Over the years, we have expanded our services to Brooklyn, Queens, Staten Island, and Long Island, maintaining our focus on customer-centric support. Our mortgage loan originators are dedicated to making the financing process seamless, offering attentive assistance from pre-approval to closing. We pride ourselves on being a trusted lifelong resource for real estate financing, combining local expertise with national lending capabilities. Our mission is to unlock the door to homeownership through innovative solutions and unwavering dedication to client satisfaction.
Services
Conventional Loans
FHA Loans
VA Home Loans
USDA Loans
Commercial Loans
Investor Loans
HELOC Options
New Construction Loans
Physician Loans
Bank Statement Mortgages
Details
- Year established: 2004
Highlights and features
- We offer a wide variety of mortgage options tailored to individual needs.
- Our team works directly for clients, not lenders.
- Committed to enriching lives through personalized mortgage solutions.
- Experienced in serving both local and expanded New York markets.
- Dedicated to transparent communication and hassle-free transactions.
What people say
Transparent and communicative
Responsive team
Smooth mortgage experience
Exceptional support
Lifelong resource
Services
Conventional Loans
Conventional loans offer flexible terms for qualified borrowers with strong credit. These mortgages require as little as 3% down payment and are ideal for purchasing or refinancing primary residences. Our team helps clients secure competitive rates and customized repayment plans.
FHA Loans
FHA loans provide low down payment options (as low as 3.5%) for first-time buyers and those with moderate credit. These federally insured mortgages offer lenient qualification requirements, making homeownership accessible to a broader range of applicants through our expert guidance.
VA Home Loans
VA loans offer zero down payment options for eligible veterans, active-duty service members, and surviving spouses. Our specialists streamline the process for these government-backed mortgages, ensuring qualified applicants receive the benefits they deserve with minimal hassle.
Commercial Loans
Commercial loans fund income-producing properties like office buildings and apartment complexes. Our team connects investors with competitive financing solutions for acquisition, development, or refinancing of commercial real estate assets through established lending partnerships.
HELOC Options
HELOCs provide flexible access to home equity for renovations, debt consolidation, or major expenses. We offer standalone and piggyback HELOC products with competitive rates, allowing homeowners to leverage their property's value for financial opportunities.
People
Nicholas Castronova
Chief Compliance Officer
Nicholas Castronova oversees compliance operations at Oxford Capital Mortgage, ensuring adherence to regulatory standards while maintaining client-focused service excellence across all mortgage transactions.
John Menard
Chief Legal Officer
John Menard serves as Chief Legal Officer, providing expert legal guidance and ensuring all mortgage practices align with federal and state regulations for client protection.
Jeffrey Maroney
Senior Mortgage Loan Originator
Jeffrey Maroney leads our mortgage origination team with over 15 years of experience, specializing in personalized loan solutions and long-term client relationships.
Maureen Davis
Senior Mortgage Loan Originator
Maureen Davis brings extensive mortgage expertise, focusing on first-time homebuyer programs and streamlined refinancing options for residential clients.
Fay Eugene Clingan
Mortgage Loan Originator
Fay Eugene Clingan specializes in guiding clients through complex mortgage transactions with clear communication and tailored financing strategies.
Questions
What mortgage options do you offer?
We provide conventional, FHA, VA, USDA, commercial, investor, HELOC, and specialized loans like physician and bank statement mortgages.
Do you serve areas outside Rochester?
Yes, we serve Brooklyn, Queens, Staten Island, Long Island, and surrounding New York regions.
How can I get pre-approved?
Contact us at 585-232-7202 or via email to start the pre-approval process with our mortgage specialists.
What sets you apart from other brokers?
We prioritize client needs over lenders, offering tailored solutions and personalized guidance from experienced professionals.
Can first-time homebuyers get assistance?
Yes, we specialize in guiding first-time buyers through the process with FHA loans and down payment support.
