Business Details
Your Trusted Mortgage Banking Partner
MadisonMortgageGuys Corp. has been a trusted leader in mortgage banking for over 17 years, connecting consumers with state-licensed loan officers who provide expert guidance through every phase of the mortgage process. Our team of seasoned professionals brings decades of combined experience in originating home loans, offering personalized solutions tailored to each client's unique financial situation. We specialize in government-backed programs including FHA, VA, and USDA loans, as well as conventional mortgage options, ensuring accessibility to homeownership for first-time buyers, move-up buyers, and refinancing clients. With a commitment to transparency and exceptional service, we guide clients through pre-qualification, loan processing, underwriting, and closing with clear communication and flexible scheduling options. Our licensed professionals operate in 21 states across the U.S., maintaining strong relationships with local real estate markets while adhering to the highest standards of ethical lending practices.We pride ourselves on demystifying mortgage financing through educational resources, personalized consultations, and innovative digital tools that empower informed decision-making. Our dedication to customer satisfaction is reflected in our extensive client testimonials highlighting prompt communication, thorough explanations, and successful transactions even in complex scenarios.
Services
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
Refinance Options
First-Time Buyer Programs
Investment Property Loans
HomeReady Mortgages
Bank Statement Loans
Highlights and features
- 17 years connecting clients with state-licensed mortgage professionals
- Dedicated loan officers with decades of combined industry experience
- Complimentary pre-qualification and personalized mortgage consultations
- Specialized knowledge of government-backed loan programs (FHA/VA/USDA)
- Licensed to serve clients in 21 U.S. states with local market expertise
Associations and certifications
- BBB Accredited Business
What people say
Excellent customer service
Knowledgeable and patient
Quick response times
Explained everything clearly
Made process stress-free
Services
FHA Loans
Federal Housing Administration insured mortgages requiring minimal down payments with lenient credit requirements. Ideal for first-time homebuyers needing low down payment options. Allows gift funds for down payment assistance while maintaining competitive interest rates and flexible underwriting standards.
VA Loans
No down payment mortgages for qualified veterans and active-duty personnel with favorable credit terms. Includes specialized programs for purchase and refinance transactions while offering competitive rates and reduced funding fees for eligible borrowers.
USDA Loans
Zero down payment mortgages for moderate-income borrowers in designated rural areas. Features include included closing costs and flexible income limits while providing access to affordable homeownership opportunities in qualifying locations.
Conventional Loans
Private-sector mortgages with low down payment options and competitive rates for borrowers with strong credit profiles. Includes specialized programs like HomeReady and Home Possible with reduced mortgage insurance requirements and flexible qualification criteria.
Jumbo Loans
Financing options exceeding conforming loan limits with competitive rates and 10-20% down payment requirements. Designed for luxury home purchases or high-value properties while maintaining favorable terms for qualified borrowers.
People
John Wick
Loan Officer
NMLS 248499 with extensive mortgage banking experience, specializing in FHA, VA, and USDA loan programs while maintaining exceptional client communication and transaction success rates.
Pete Horvath
Loan Officer
NMLS 2157558 with 25+ years industry experience, focusing on personalized mortgage solutions and client education while maintaining prompt response times and transaction transparency.
Ken Kilman
Loan Officer
NMLS 248167 offering comprehensive mortgage guidance with emphasis on first-time homebuyer programs and state-specific loan options while leveraging extensive industry relationships.
Eric Christianson
Loan Officer
NMLS 15933 combining real estate expertise with mortgage knowledge to provide holistic home financing solutions while maintaining client-focused service standards.
Thomas McNeal
Loan Officer
NMLS 2062330 bringing commercial real estate experience to residential mortgage solutions while prioritizing community-focused lending practices and personalized client support.
Questions
What mortgage programs do you offer?
We offer FHA, VA, USDA, conventional, jumbo, and specialized first-time homebuyer programs with options for low down payments and flexible qualification criteria.
Are you licensed in my state?
We're licensed in 21 states including Wisconsin, Illinois, Minnesota, Florida, Texas, and California. Contact us to confirm specific state availability.
Can I get pre-approved online?
Yes, we offer online pre-qualification and full pre-approval processes with personalized rate quotes and documentation guidance from our loan officers.
Do you offer no-closing-cost loans?
Yes, we provide no-closing-cost options with competitive rate adjustments. Contact our team for current program details and eligibility requirements.
How quickly can you close a mortgage?
Our average closing timeline ranges from 30-45 days depending on loan type, with expedited options available for qualified borrowers and streamlined refinance programs.
What credit score do I need?
Minimum credit score requirements vary by program: 620+ for conventional, 580+ for FHA, and 620+ for VA loans with flexible underwriting considerations.
Videos