Business Details
50 Years
experience
Your Trusted Partner for Comprehensive Financial Planning Solutions
Klaas Financial Asset Advisors has been providing independent, fee-based fiduciary advisory services since 1976. Our team of Certified Financial Planners and in-house tax professionals specializes in retirement planning, estate management, tax strategies, and multi-generational wealth preservation. With two offices in Wisconsin and Illinois, we serve clients across 32 states through personalized financial roadmaps aligned with individual goals. Our collaborative approach combines investment management, comprehensive planning, and tax coordination to help clients achieve financial independence.We maintain transparency through blended fee schedules and discretionary asset management programs, ensuring our interests remain aligned with clients. As SEC-registered advisors, we uphold rigorous compliance standards while delivering client-centered solutions that emphasize long-term stability and growth.
Services
Retirement Planning
Estate Planning
Tax Advisory
Investment Management
Financial Planning
Details
- Year established: 1976
Highlights and features
- We have over 45 years of experience in fiduciary financial advisory services
- Our team includes Certified Financial Planners and IRS-enrolled tax professionals
- We serve clients in 32 states with localized expertise in Wisconsin and Illinois
- We operate as fee-based advisors with transparent blended fee schedules
- Our collaborative team approach combines investment management and tax coordination
Associations and certifications
- Securities and Exchange Commission (SEC)
What people say
Knowledgeable advisors
Excellent retirement guidance
Tax expertise
Personalized approach
Professional staff
Services
Retirement Planning
We develop customized retirement roadmaps considering Social Security optimization, tax-efficient withdrawals, and healthcare planning. Our approach integrates investment management with lifestyle goals to create sustainable income streams. Clients receive ongoing portfolio adjustments and risk management strategies to maintain financial security throughout retirement.
Estate Planning
Our estate planning services coordinate with legal professionals to ensure asset distribution aligns with client wishes. We focus on minimizing tax liabilities through trust structures and beneficiary designations. The process includes probate avoidance strategies and legacy planning for charitable giving or family wealth preservation.
Tax Advisory
In-house IRS-enrolled tax professionals provide coordinated tax planning services. We implement strategies for tax-efficient investment management and retirement account distributions. The service includes preparation of complex federal and state tax returns with emphasis on reducing overall tax burdens through legal deductions and credits.
Investment Management
We offer passive, index-based ETF portfolios managed through a disciplined, rules-based approach. Our strategies emphasize global diversification and cost efficiency while maintaining tax advantages. The service includes ongoing rebalancing, risk management, and specialized solutions for sustainable investing or cash flow requirements.
Financial Planning
Comprehensive financial planning addresses budgeting, debt management, and major life transitions. We create actionable roadmaps for clients at all career stages, integrating insurance analysis and education funding strategies. The service evolves with clients' changing needs through regular reviews and adjustments to long-term objectives.
People
Nate Breiby
Investment Adviser Representative
Certified Financial Planner with expertise in retirement counseling. Holds CFP and CRC designations. Graduated from University of Wisconsin-Platteville in 2015. Specializes in personalized financial guidance for pre-retirees and retirees.
Alyssa Thom
Investment Adviser Representative
Certified Financial Planner focusing on family financial planning. Graduated from Northern Illinois University in 2019. Active in local community initiatives, serving on aging services advisory councils. Emphasizes client education and long-term wealth building.
Eric Schwartz
Investment Adviser Representative
University of Wisconsin-Madison graduate with personal finance expertise. Active in local Rotary Club leadership. Provides investment guidance tailored to Wisconsin residents with emphasis on tax-efficient strategies for regional economic conditions.
Forrest Ross
Director of Retirement Plans
Master of Business Administration finance graduate with dual CFP and AIF designations. Leads corporate retirement plan services. Specializes in 3(38) fiduciary management and plan benchmarking for small to mid-sized businesses.
Josh Stirling
Chief Investment Officer
Chartered Financial Analyst leading portfolio management. Graduated from University of Wisconsin-Milwaukee in 2016. Develops investment strategies incorporating academic research and market efficiency principles. Oversees ETF-based portfolio construction and risk management.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including Social Security optimization, tax-efficient withdrawals, healthcare cost projections, and sustainable income strategies tailored to individual lifestyle goals.
How are investment management fees structured?
Our fees use a tiered structure from 0.30% to 1.20% annually on assets under management, decreasing as portfolio size increases with a $1,500 minimum annual fee.
Do you offer tax preparation services?
Yes, we provide tax preparation as a complementary service to existing clients through our IRS-enrolled tax professional, with fees based on return complexity.
What estate planning assistance is available?
We coordinate with legal professionals to create tax-efficient estate plans, including trust structures, beneficiary designations, and probate avoidance strategies for wealth preservation.
How do you handle investment strategy adjustments?
Portfolios receive ongoing monitoring with quarterly rebalancing and regular reviews to ensure alignment with evolving financial goals and market conditions.
What areas do you serve?
We operate from Wisconsin and Illinois offices but provide services to clients in 32 states through virtual consultations and local community engagement.
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