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Business Details
29 Years
experience
Your Trusted Mortgage Broker in Fairlawn, OH
Founded in 1997, Accessible Mortgage have built a reputation as trusted mortgage brokers serving Northeast Ohio. With over 30 years of combined experience, our team specializes in helping clients navigate complex financial situations, including first-time homebuyers, individuals with credit challenges, and self-employed professionals. We operate as an independent mortgage brokerage, leveraging a nationwide network of lenders to create customized loan solutions tailored to each client's unique circumstances. Our approach prioritizes personalized service over standardized products, ensuring borrowers receive mortgage options that align with their financial goals.

Located in Fairlawn, Ohio, we serve multiple counties across the state while maintaining a local focus on community needs. Our process emphasizes transparency, education, and clear communication throughout every stage of the mortgage journey. By maintaining independence from traditional banking institutions, we offer greater flexibility in loan structuring and qualification criteria. Our track record includes assisting thousands of clients who were previously declined by conventional lenders, demonstrating our commitment to making homeownership accessible to diverse financial profiles.
Services
FHA Financing VA Loans Conventional Mortgages Jumbo Loans Rural Development Loans Commercial Loans Bridge Loans Refinancing Options
Details
  • Year established: 1997
Highlights and features
  • We offer 30+ years of combined mortgage industry experience
  • Our team specializes in helping borrowers with credit challenges
  • We provide personalized loan solutions through a nationwide lender network
  • We maintain a 100% commitment to transparent mortgage education
  • Our local expertise serves multiple Northeast Ohio counties
What people say
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Services
FHA Financing
FHA loans provide accessible homeownership opportunities with low down payment requirements starting at 3.5%. These government-backed mortgages include mortgage insurance premiums that are often tax-deductible. Our specialists help borrowers navigate the FHA loan process, including qualification requirements and mortgage insurance implications. This program particularly benefits first-time homebuyers and those with limited down payment funds.
VA Financing
VA loans offer exclusive benefits for military veterans and active-duty personnel, including zero down payment options and no mortgage insurance requirements. We assist eligible borrowers through the VA loan application process, helping veterans utilize their earned benefits for home purchases or refinancing. Our team understands the specific documentation requirements and eligibility criteria for these specialized loans.
Conventional Mortgages
Our conventional mortgage options include Fannie Mae and Freddie Mac programs with competitive rates and flexible qualification standards. We help borrowers understand down payment requirements starting at 5%, debt-to-income ratio considerations, and mortgage insurance options. These loans suit buyers with stronger credit profiles seeking conventional financing solutions without government backing.
Refinancing Options
We offer comprehensive refinancing solutions to help homeowners reduce monthly payments, access home equity, or adjust loan terms. Our process includes evaluating current mortgage terms, market conditions, and borrower financial goals. We specialize in streamlined refinance programs for FHA and VA loans, often requiring minimal documentation and no new appraisal.
Bridge Loans
Bridge loans provide temporary financing solutions for homebuyers purchasing new properties before selling their current homes. These short-term loans offer increased buying power by excluding existing mortgage payments from qualification calculations. Our team helps clients understand the timing considerations and repayment structures associated with bridge financing solutions.
People
Jeff Jaklitsch
Owner
With over 15 years of mortgage industry experience, Jeff Jaklitsch co-founded Accessible Mortgage to create a client-focused alternative to traditional lending institutions. He specializes in helping borrowers with unique financial situations navigate the mortgage process. Jeff's approach emphasizes clear communication and personalized loan solutions tailored to each client's specific needs.
Mark Kubek
Owner
Mark Kubek brings extensive mortgage brokerage expertise to Accessible Mortgage, having worked in the industry for over 15 years. He focuses on developing creative financing solutions for clients who don't fit standard lending criteria. Mark's local knowledge of Northeast Ohio's real estate market helps clients understand regional-specific mortgage considerations.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, conventional, jumbo, rural development, bridge loans, and commercial mortgages. Our specialists help clients choose the best option based on their financial situation and homeownership goals.
Can you help borrowers with credit challenges?
Yes, we specialize in working with borrowers who have credit difficulties. Our independent brokerage model allows us to find lenders willing to work with clients who have past credit issues or non-traditional financial situations.
Do you offer zero down payment loans?
We provide VA loans and USDA rural development loans that qualify for zero down payment options. Eligibility depends on specific program requirements and property location qualifications.
How does your mortgage process work?
We begin with a personalized consultation to understand your financial goals. Our team then accesses our nationwide lender network to find suitable options, guides you through documentation, and explains each step in plain English without industry jargon.
What areas do you serve?
While based in Fairlawn, Ohio, we serve multiple counties across the state including Summit, Cuyahoga, Medina, Lake, Geauga, and Franklin counties with customized mortgage solutions.
Can self-employed individuals qualify for loans?
Yes, we help self-employed borrowers and 1099 workers obtain mortgage financing. Our specialists understand alternative income documentation requirements and work with lenders experienced in non-traditional employment situations.