Business Details
Your Trusted Partner for Comprehensive Banking Solutions
Champaign Bank has established itself as a trusted financial institution committed to building lifelong relationships with clients through personalized service and community engagement. With a focus on trust, expertise, and exceptional service, the bank offers a comprehensive range of banking solutions tailored to individual and business needs. Our team of experienced professionals prioritizes financial education, transparency, and local market knowledge to empower clients in achieving their goals. From personal checking accounts to commercial lending, Champaign Bank combines modern technology with traditional values to deliver secure, reliable financial services.The institution maintains a strong commitment to FDIC-insured products, GIPS-compliant investment management, and community development initiatives. Through mobile banking innovations and personalized mortgage solutions, Champaign Bank continues to adapt to evolving customer needs while maintaining its core principles of integrity and service excellence.
Services
Personal Banking
Business Banking
Wealth Management
Mortgage Services
Digital Banking
Highlights and features
- We are FDIC-insured, backed by the full faith of the U.S. Government
- Our mobile app offers secure, on-demand card controls and digital banking
- Local mortgage experts with decades of community-specific lending experience
- GIPS-compliant investment management for transparent portfolio performance
- Personalized service from bankers who prioritize financial education and transparency
Associations and certifications
- FDIC
- CFA Institute (GIPS compliant)
What people say
Friendly and helpful
Trust formed
Smiling face
New bank choice
Lifelong relationships
Services
Personal Banking
Champaign Bank offers tailored personal banking solutions including checking accounts, savings options, and debit/credit cards. Our services focus on financial education, local market expertise, and digital convenience through mobile banking apps. Customers benefit from personalized account management and community-oriented service approaches.
Mortgage Lending
The bank provides comprehensive mortgage services including purchase loans, refinancing, and construction financing. Local lenders with 10-35 years of experience offer personalized guidance through the homebuying process. Specialized programs cater to first-time buyers, jumbo loans, and self-employed borrowers while maintaining transparent communication.
Wealth Management
Civista Wealth Management delivers customized investment strategies with GIPS-compliant performance tracking. Services include portfolio management, financial planning, and trust services using an open-architecture platform. Advisors focus on long-term wealth preservation and growth through fiduciary-driven relationships and asset-based fee structures.
Business Banking
Commercial banking solutions feature business checking accounts, agricultural lending, and treasury management tools. The bank supports business growth through tailored credit options, merchant services, and local decision-making. Services emphasize relationship banking and community economic development partnerships.
Digital Banking
Digital solutions include mobile banking apps with card controls, fraud alerts, and account management. The platform enables 24/7 access to financial tools, bill payment, and secure messaging. Features prioritize convenience while maintaining FDIC-insured security standards for personal and business users.
People
Brett Bischoff
AVP/Mortgage Manager
With over 10 years in financial services, Brett specializes in making loan processes accessible while serving Dearborn County residents. He maintains local business affiliations and prioritizes customer education throughout the mortgage journey.
Jennifer Torres
Senior Mortgage Lender
Bringing 12 years of real estate expertise, Jennifer focuses on personalized homebuying guidance. A Bowling Green State University graduate, she serves Sandusky County residents with specialized knowledge of local housing markets and construction financing.
Russ Camfield
AVP/Mortgage Manager
With 26 years of mortgage experience, Russ combines technical expertise with community involvement. He serves as YMCA board member and applies his associate degree in business to simplify complex lending processes for central Ohio clients.
Gregg Clapsaddle
Senior Mortgage Lender
Offering 35 years of industry experience, Gregg builds long-term client relationships through customized mortgage solutions. A Brookhaven High School graduate, he specializes in matching central Ohio residents with appropriate financing options.
Lora L. Koralewski
Senior Mortgage Lender
With three decades in banking, Lora provides expert guidance on traditional mortgages and new construction financing. She serves northwest Ohio and southern Michigan communities, maintaining accessibility for clients throughout their homebuying journey.
Questions
What banking services does Civista offer?
Civista provides personal banking, business accounts, mortgage lending, wealth management, and digital banking solutions tailored to individual and community financial needs.
How does Civista's mortgage process work?
Local lenders guide clients through pre-approval, application, and closing with transparent communication. Services include purchase loans, refinancing, and construction financing options for various property types.
Is Civista's digital banking secure?
Yes, Civista's mobile app includes FDIC-insured security features like card controls, fraud alerts, and encrypted messaging while maintaining 24/7 account access.
What investment options are available through Civista Wealth Management?
The GIPS-compliant platform offers personalized portfolio management, financial planning, and trust services using best-in-class funds without proprietary product limitations.
Does Civista charge hidden fees?
No, Civista maintains full-disclosure pricing with no hidden fees. Investment management charges are asset-based and divided monthly without surrender penalties.
How does Civista support local communities?
Bankers participate in local associations, serve on community boards, and prioritize relationship banking to support regional economic development and small business growth.
