Business Details
19 Years
experience
Trusted Payment Processing Solutions for Businesses
Founded in 2007 by Mark Hodges, Credit Wholesale has grown from a garage-based operation to a national leader in payment processing solutions. Our company was built on the principle of providing merchants with transparent pricing, cutting-edge technology, and personalized service. With over 300 sales professionals across all 50 states and 80+ support staff, we deliver customized payment solutions for businesses of all sizesfrom local retailers to national chains. Our local representatives ensure businesses receive tailored support while benefiting from our nationwide scalability. We pioneered a no-fee processing model where merchants pay a fixed $45 monthly program fee regardless of transaction volume. Our commitment to innovation is demonstrated through proprietary payment software development and maintaining 24/7 customer and technical support.Recognized as one of the fastest-growing ISOs in the US, we combine 14+ years of industry experience with a focus on lasting merchant relationships. Our team's expertise spans POS terminals, integrated software systems, and mobile payment solutions that adapt to evolving technological demands. We maintain an honor policy guaranteeing quoted rates remain unchanged, distinguishing us from competitors who often raise fees unexpectedly. Our growth of over 500% in three years reflects our dedication to transforming the credit card processing industry through transparency and client-centric service.
Services
Payment Processing
POS Systems
Mobile Payments
Gift Cards
Loyalty Programs
Terminal Equipment
e-Commerce Solutions
Petroleum Processing
Wireless Transactions
Private Label Cards
Details
- Year established: 2007
Highlights and features
- We offer a fixed $45 monthly processing fee with no hidden charges or rate increases
- Our local representatives provide personalized support tailored to regional business needs
- We guarantee same-day funding for all card transactions including American Express
- Our proprietary payment software delivers cutting-edge processing technology solutions
- We maintain 24/7 customer and technical support with award-winning service teams
What people say
Competitive pricing
Exceptional customer service
24/7 support
Personalized service
Reliable processing
Services
Payment Processing
Our payment processing solutions provide businesses with seamless transaction capabilities for credit, debit, and fleet cards. We offer same-day funding for all major card types including American Express, with transparent pricing through our fixed $45 monthly fee structure. Our system consolidates all transactions onto single statements for simplified accounting.
POS Systems
We deliver integrated POS systems tailored to retail, restaurant, and petroleum industries. Our solutions include terminal equipment with features like tip editing and tab forwarding, plus compatibility with major hospitality software platforms. These systems streamline operations while maintaining secure transaction environments.
Mobile Payments
Our mobile payment solutions enable secure credit card transactions from any location. Wireless card readers support service professionals at job sites, farmers markets, and other non-traditional retail environments. This technology provides the same authorization networks used by fixed retail locations.
Gift Cards
We offer customizable gift card programs that boost customer retention and revenue. Our electronic gift card system functions as marketing tools while providing secure transaction capabilities. These solutions integrate seamlessly with existing payment infrastructure for easy merchant management.
e-Commerce Solutions
Our e-commerce platform supports card-not-present transactions with gateway integration capabilities. We provide shopping cart compatibility and security features tailored to internet merchants. Expert support teams assist with merchant account setup and ongoing optimization for online businesses.
People
Mark Hodges
Chief Executive Officer
Mark Hodges founded Credit Wholesale in 2007 after 14 years of developing ISO models. He transformed the company from garage operations to a national leader with 300+ sales professionals. His leadership focuses on transparency and merchant-centric solutions.
Greg Bernstein
President
Greg Bernstein leads sales operations and expansion efforts at Credit Wholesale. With 15+ years in payment processing, he grew the sales force to 250+ reps nationwide. He oversees development of proprietary payment software while maintaining operational excellence standards.
Questions
What payment processing fees do you charge?
We charge a fixed $45 monthly fee with no additional transaction fees or percentage-based charges.
Do you offer nationwide service?
Yes, we serve merchants across all 50 states through 300+ sales professionals and local representatives.
How quickly are transactions funded?
We provide same-day funding for all card transactions including American Express.
Is technical support available 24/7?
Yes, our award-winning technical support team is available 24 hours a day, 7 days a week.
Do you offer financing options?
Yes, we provide cash advance programs that convert transactions into working capital for businesses.
What industries do you support?
We serve retail, restaurants, e-commerce, petroleum, and wireless merchants with customized solutions.
