Business Details
Your Trusted Financial Partner in Lubbock, TX
Texas Tech Credit Union is a member-owned financial institution dedicated to providing exceptional financial services through cutting-edge technology, top-tier products, and personalized support. Founded on the principles of trust, respect, excellence, kindness, and stewardship, we prioritize our members' needs by offering competitive rates, fee-free ATMs, and tailored loan solutions. Our team of experienced professionals guides members through financial milestones, from homebuying to personal loans, while maintaining a commitment to community engagement and financial education. With over 60 years of combined leadership experience, we ensure reliability, transparency, and innovation in every service we deliver. 
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Personal Loans
CDs & Money Market
Mobile Banking
Bill Pay Services
Highlights and features
- We offer member-owned banking with personalized financial solutions.
- Our team provides expert guidance for homebuying and loan needs.
- Access 88,000+ fee-free ATMs nationwide for convenient banking.
- We deliver competitive rates on checking, savings, and loan products.
- Our community-focused approach supports local schools and organizations.
Associations and certifications
- NCUA
What people say
Exceptional customer service
Low loan rates
Fee-free ATMs
Community-focused programs
Services
Spend+ Cashback Checking
Earn 1% cash back on everyday purchases with no monthly fees. Access early direct deposit and 88,000+ fee-free ATMs. Ideal for members seeking everyday banking with added financial benefits.
Home Loans
Conventional, FHA, USDA, and VA loans with competitive rates. Personalized guidance through the homebuying process. Flexible terms for first-time and experienced homeowners.
Auto Loans
Low-rate financing for new and used vehicles. Protection options available. Flexible terms tailored to individual credit profiles and financial goals.
Money Market Accounts
Higher dividends with easy access to funds. No withdrawal limits and unlimited deposits. Federally insured for secure, flexible savings growth.
Personal Loans
Flexible borrowing for emergencies or planned expenses. Certificate-secured and unsecured options. Competitive rates with personalized repayment plans.
People
Chris Hutson
Chief Executive Officer
Chris Hutson leads with strategic vision, driving innovation and member-focused growth. He ensures alignment with the credit union's core values and long-term financial stability.
Eric Lundberg
Chief Operations Officer
Eric Lundberg oversees daily operations, ensuring efficient service delivery and technological advancement. He focuses on enhancing member experiences through process optimization and team development.
Monty Long
Chief Financial Officer
Monty Long manages financial strategy, maintaining fiscal health and regulatory compliance. His expertise ensures competitive rates and sustainable financial practices.
Sarah Daghistany
Chief of Staff
Sarah Daghistany coordinates organizational initiatives, fostering collaboration between leadership and staff. She drives strategic projects to support member satisfaction and operational excellence.
Ronald Phillips
Board Chairman
Ronald Phillips provides governance leadership, ensuring member representation and ethical stewardship. His legal expertise strengthens policy development and organizational accountability.
Questions
How do I report a lost debit card?
Call 1-800-472-3272 (option 2) for debit cards or 1-855-256-9155 for credit cards to report lost/stolen cards immediately.
Can I use mobile banking for payments?
Yes, our mobile app allows bill pay, person-to-person transfers, and check deposits for convenient on-the-go banking.
What loan types are available?
We offer auto loans, home loans (VA/FHA/USDA), personal loans, and specialized doctor loans with competitive rates.
Are there fees for wire transfers?
Domestic wires cost $20; international wires cost $50 (USD) or $60 (foreign currency), processed by 3:30 PM CST.
How do I activate my new card?
Call 1-800-472-3272 (option 1) for debit cards or 1-855-256-9155 for credit cards to activate immediately.
What is the routing number?
Our routing number is 311386073, available in online banking under account details for transaction purposes.
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