Business Details
Trusted Mortgage Solutions & Credit Reporting Services
Certified Credit has been a trusted partner in the mortgage industry for over 35 years, specializing in Consumer Credit, Risk Mitigation, and Verification Services. Our commitment to passionate service, innovative products, and superior technology creates a more profitable and efficient lending environment for clients. With customized mortgage solutions from lead generation to securitization, we help lenders be more efficient, effective, and profitable. Our nationwide Customer Service team comprises cross-trained, FCRA-Certified experts available for 12 hours daily, ensuring timely support to keep borrowers moving toward closing.Backed by the largest mortgage service solutions platform in the industry, we combine technological advantages with an intuitive approach to build enhancements into client workflows. Guided by core values like integrity, innovation, and community, we prioritize people over numbers, fostering strong client relationships and delivering the highest standard of service.
Services
Mortgage Solutions
Credit Reports
Score Improvement Tools
Customer Retention
Verifications
Underwriting Compliance
Employment Screening
Tenant Screening
Fraud Mitigation
Automated Valuation Models
Highlights and features
- We offer over 35 years of expertise in mortgage solutions and credit reporting.
- Our FCRA-certified team ensures compliance and accuracy in all services.
- Advanced automation tools streamline mortgage processes from pre-qualification to closing.
- Nationwide support with 12-hour daily availability for urgent client needs.
- Customized solutions tailored to lenders' unique workflows and risk tolerances.
What people say
Wonderful employees
Treat us the same
Save your time
Proactive borrower insights
Improve bottom-line results
Services
Mortgage Solutions
Certified Credit delivers end-to-end mortgage solutions, from pre-qualification to post-closing quality control. Our services include credit reporting, risk mitigation, and compliance automation, designed to reduce costs, prevent fraud, and enhance loan quality. By integrating advanced technology with expert support, we help lenders close more loans efficiently while maintaining regulatory compliance.
Credit Reports
We provide comprehensive tri-merge credit reports with analytics to support informed lending decisions. Our solutions include customizable formatting, investor-approved fraud reports, and real-time data updates. These tools empower lenders to assess borrower risk accurately, reduce repurchase demands, and improve portfolio health while streamlining mortgage workflows.
Customer Retention
Cascade Alerts offers proactive borrower monitoring to retain customers and prevent loan fallout. By tracking market activity and delivering real-time insights via SMS, email, or CRM integration, we help lenders identify opportunities to re-engage borrowers. This compliant solution improves customer loyalty and boosts profitability through targeted retention strategies.
Verifications
Cascade VOE automates verification of employment using a multi-vendor system to increase accuracy and efficiency. Our rules-based engine streamlines manual processes, reducing processing time while maintaining loan quality. Lenders receive instant notifications upon completion, allowing teams to focus on finalizing loans without delays or inconsistencies.
Employment Screening
Our employment screening services verify applicant work history through automated, compliant processes. Designed for mortgage lenders, these tools reduce manual effort, ensure data accuracy, and integrate seamlessly into underwriting workflows. By minimizing verification errors, we help lenders mitigate risk and accelerate loan approvals.
Questions
What mortgage solutions does Certified Credit offer?
We provide end-to-end mortgage services including credit reports, score improvement tools, verifications, underwriting compliance, fraud detection, and post-closing quality control.
How does Cascade Alerts improve customer retention?
Cascade Alerts monitors borrower activity to identify re-engagement opportunities, sending real-time alerts via SMS, email, or CRM integration to help lenders retain customers.
Are your credit reports investor-approved?
Yes, our tri-merge credit reports include investor-approved fraud analytics and customizable formatting to meet industry standards.
What support hours do you offer?
Customer and technical support are available Monday through Friday from 8:00 AM to 8:00 PM Eastern Time.
How do you ensure compliance with regulations?
Our solutions adhere to FCRA guidelines and include automated compliance tools like flood zone determinations and fraud reports to maintain regulatory standards.
Can you integrate with existing lender systems?
Yes, our services integrate with loan origination systems (LOS) and CRMs for seamless workflow automation and data sharing.
