Business Details
44 Years
experience
Emergency
services
Your Trusted Partner for Insurance Solutions in New York
DCAP Insurance has served New York residents and businesses for over 40 years, delivering comprehensive insurance solutions tailored to individual and organizational needs. Our experienced team specializes in auto, home, commercial, flood, and life insurance products, prioritizing affordability and personalized service. We maintain strong relationships with top-rated carriers to secure competitive rates across the Five Boroughs, Long Island, and Westchester County.Committed to community-focused service, we emphasize transparency, prompt claims assistance, and 24/7 client support. Recognized as the #1 Progressive Agent on Long Island, our agency combines industry expertise with localized market knowledge to protect clients' assets and futures.
Services
Auto Insurance
Home Insurance
Commercial Truck Insurance
Flood Insurance
Life Insurance
CyberSecurity Insurance
Tax Preparation Services
Boat & Motorcycle Insurance
Business Property Insurance
Rental Property Insurance
Details
- Year established: 1982
Highlights and features
- 40+ years of New York insurance expertise
- Tailored policies for unique client needs
- 24/7 claims support and emergency services
- Specialized coverage for urban properties and businesses
- Award-winning Progressive Agency status
What people say
Quick claims processing
Competitive New York rates
Award-winning service
24/7 availability
Local expertise
Services
Auto Insurance
We offer comprehensive auto insurance policies covering SUVs, classic cars, and commercial vehicles. Our plans include liability protection, collision coverage, and uninsured motorist benefits. Specialized programs available for taxi services, ride-shares, and commercial fleets across New York State.
Flood Insurance
Our flood insurance policies protect properties in high-risk areas including waterfront properties and coastal regions. Coverage includes structural damage, personal property protection, and emergency relocation assistance. Policies comply with National Flood Insurance Program standards while offering enhanced coverage options.
Commercial Truck Insurance
We provide specialized insurance for commercial trucking operations including small and large trucks. Coverage includes cargo protection, liability insurance, and physical damage coverage. Customizable plans available for varying freight types and delivery ranges across New York State.
Home Insurance
Our homeowners insurance offers comprehensive protection against fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability insurance. Specialized plans available for condos, co-ops, and rental properties in urban and suburban New York locations.
CyberSecurity Insurance
We offer cyber liability insurance covering data breaches, ransomware attacks, and network security failures. Policies include incident response, legal defense, and business interruption coverage. Designed for New York businesses handling sensitive customer data across various industries.
Questions
What types of insurance does DCAP offer?
We provide auto, home, commercial truck, flood, life, cyber, and specialty insurance for boats, motorcycles, and rental properties across New York.
How can I get a quote?
Request instant quotes online or call 1-800-293-3227 for personalized assistance from our New York-based insurance professionals.
Do you cover high-risk properties?
Yes, we specialize in flood insurance and coverage for urban properties, including waterfront homes and commercial locations in New York.
Are there discounts available?
We offer multi-policy discounts, safe driver incentives, and bundling options to help New York clients save up to 30% on premiums.
What areas do you serve?
We serve all Five Boroughs, Long Island, Westchester County, and surrounding New York areas with local office locations.
How do I file a claim?
Report claims 24/7 via phone at 1-800-293-3227 or through our website for immediate assistance with property, auto, or business claims.
