Business Details
50+ Years
experience
Your Reliable Partner for Auto Financing Solutions
Globe Acceptance has been a trusted name in consumer finance since our founding in 1914. Originally established as Globe Loan Company by the Davidson family in Des Moines, Iowa, we transitioned to Globe Acceptance Company in 2015 to better reflect our expanded range of automotive financing solutions. For over a century, we have specialized in providing small loans and short-term financial services to customers across Iowa and throughout the United States. Our commitment to exceptional customer service remains at the core of our operations, ensuring quick, confidential, and professional assistance for every client. We take pride in maintaining the high standards of quality and service that have built our long-standing reputation.Our team approaches every financing request with dedication, offering personalized solutions tailored to individual needs. As a family-founded business with deep roots in the community, we understand the importance of financial flexibility and responsible lending practices. Our expertise in auto finance and consumer credit products positions us to deliver reliable financial partnerships for both individuals and dealerships. We actively seek opportunities to innovate while staying true to the values that have guided us for generations. Thank you for considering Globe Acceptance as your trusted financial partner.
Services
Auto Loans
Credit Insurance
Service Contracts
Gap Insurance
Bulk Loan Sales
Details
- Year established: 1914
Highlights and features
- We offer over 100 years of proven experience in consumer finance.
- Our team provides personalized financing solutions tailored to individual needs.
- We maintain fast processing times for loan applications and portfolio purchases.
- Our reputation is built on confidential, professional customer service.
- We specialize in automotive financing solutions for dealers and consumers.
Services
Auto Loans
We provide specialized automotive financing solutions for consumers seeking vehicle purchases. Our auto loans cater to various credit profiles while maintaining responsible lending practices. With flexible terms and quick approval processes, we help customers secure financing through dealership partnerships across multiple states.
Credit Insurance
Our credit insurance products offer financial protection for borrowers through coverage options that safeguard against unexpected life events. These insurance solutions accompany loan agreements to provide payment protection during qualifying circumstances. We work with dealers to integrate these protections seamlessly into financing packages.
Service Contracts
We facilitate service contracts that extend vehicle coverage beyond manufacturer warranties. These contracts provide mechanical breakdown protection through third-party administrators. Our dealership partners can offer these extended service options to customers seeking additional vehicle protection plans.
Gap Insurance
Our gap insurance products address the difference between vehicle value and loan balance in case of total loss. This coverage protects borrowers from financial exposure when vehicles depreciate faster than loan amortization. Dealers can include this protection option during automotive financing transactions.
Bulk Loan Sales
We acquire auto loan portfolios from dealerships and lending partners across designated states. Our streamlined process includes fast due diligence, timely closings, and prompt payments for purchased contracts. This service provides liquidity solutions for dealers with indirect or direct loan portfolios needing monetization.
Questions
How do I apply for an auto loan?
Visit our website to complete an online application or contact our West Des Moines office directly at 515-225-9067 for assistance with the loan application process.
What states do you operate in?
We provide financing services in Florida, Georgia, Iowa, Kansas, Minnesota, Missouri, Nebraska, New Mexico, Nevada, Oklahoma, South Dakota, and Texas.
Can dealers sell loan portfolios to Globe?
Yes, we actively purchase auto loan portfolios from dealers. Contact Oscar Portillo at 515-225-9067 ext. 101 to discuss selling your dealership's finance contracts.
What insurance products are available?
We offer credit insurance, gap coverage, and service contracts that accompany automotive financing agreements through dealership partnerships.
How can I make a loan payment?
Payments can be made online through our customer portal or by phone at 515-225-9067 during business hours.
Is Globe Acceptance a local company?
Founded in Des Moines, Iowa in 1914, we maintain our headquarters in West Des Moines while serving customers across multiple states.