Business Details
15 Years
experience
Your Trusted Partner for Manufactured Home Loans
Grand Rapids Mortgage specializes in manufactured home loan financing, providing tailored mortgage solutions for families across Michigan and Florida. Established in 2011, our locally owned business focuses on overcoming the challenges of traditional lending by offering FHA, VA, USDA, conventional, and chattel loan options. Our team of licensed loan officers, including founders Anthony Bird and Joshua Woodwyk with over 25 combined years of experience, prioritizes personalized service and competitive rates.We work directly with multiple lending partners to ensure clients receive optimal terms, even for non-traditional scenarios like low credit scores or rural properties. Our commitment to transparency and accessibility allows clients to speak directly with owners, ensuring a stress-free path to homeownership.
Services
Conventional Loans
FHA Loans
VA Loans
Chattel Loans
USDA Loans
Vacation Home Loans
Details
- Year established: 2011
Highlights and features
- We offer over 25 years of combined experience in manufactured home financing.
- Our team provides access to multiple loan options including FHA, VA, and USDA.
- Personalized service ensures tailored solutions for unique financial situations.
- Direct access to owners guarantees clear communication and accountability.
- Competitive rates secured through partnerships with top manufactured home lenders.
Associations and certifications
- NMLS License #666287
- Michigan Residential Mortgage Licensee #FL-0017835
What people say
Fantastic experience
Great at explaining
Responsive and timely
Made it easy
Competitive rates
Services
FHA Loans
FHA loans require only 3.5% down payment with flexible credit requirements. These government-backed mortgages suit first-time buyers seeking affordable manufactured home financing. Our specialists guide clients through qualification and closing.
VA Loans
VA loans offer zero down payment options for eligible military veterans. We streamline the process of securing these exclusive benefits, ensuring veterans receive competitive rates and minimal upfront costs for manufactured home purchases.
Chattel Loans
Chattel loans finance manufactured homes in parks with 5% down payment. Unlike traditional mortgages, these loans treat the home as personal property. Our experts help clients navigate this unique financing structure for community living.
USDA Loans
USDA loans provide 100% financing for rural manufactured home buyers. We assist clients in qualifying for these zero-down programs, focusing on underserved areas where traditional lenders often decline applications.
Conventional Loans
Conventional loans start at 5% down payment with no PMI at 20% down. We offer competitive rates for clients with strong credit seeking permanent financing on owned land, including large acreage properties.
People
Anthony Bird
Loan Officer | Owner
Co-founder Anthony Bird brings over 13 years of mortgage expertise, specializing in manufactured home financing solutions. He prioritizes direct client communication and ethical lending practices to ensure transparent transactions.
Josh Woodwyk
Loan Officer | Owner
Josh Woodwyk co-founded Grand Rapids Mortgage with a focus on expanding access to mobile home loans. His experience includes navigating complex financing scenarios for clients with non-traditional credit histories.
Damon Grosz
Manufactured Home Specialist
Damon Grosz specializes in explaining loan processes clearly, helping clients understand every step from application to closing. His patient approach has earned consistent client satisfaction.
John DeGraaf
Loan Officer
John DeGraaf provides competitive rates through extensive lender networks. He focuses on simplifying mortgage procedures for first-time manufactured home buyers.
Jen Bird
Loan Closer
Jen Bird ensures smooth loan closings with attention to detail. Her role streamlines documentation processes to minimize delays for clients purchasing manufactured homes.
Questions
What loan options are available for manufactured homes?
We offer FHA (3.5% down), VA (0% down), USDA (100% financing), conventional (5% down), and chattel loans for park homes.
Can I get a loan if my credit score is low?
Yes. We specialize in helping clients with past credit challenges secure financing through FHA loans (580+ score) and other programs.
Do you finance homes in parks?
Yes. Chattel loans require 5% down for manufactured homes located in communities or parks.
How does the loan process work?
Contact us for pre-approval, then our specialists review your situation and match you with the best loan option for your manufactured home.
Can I refinance an existing manufactured home?
Yes. We offer refinance options to lower rates or adjust terms for existing manufactured home owners.
