Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
At Crestmark Bank, we believe banking should be accessible to everyone. Founded in 1954 as Storm Lake Savings and Loan Association, our journey has been defined by a commitment to financial inclusion. Over decades, we evolved from First Federal Savings Bank to MetaBank and now Crestmark Bank, empowering underserved individuals and businesses through innovative financial solutions. Our national bank charter enables us to serve as a trusted partner for high-growth payment innovators and commercial clients nationwide.With 20+ years of payments expertise and 25+ years in B2B financing, we combine seasoned banking leadership with cutting-edge technology infrastructure. Our team of industry veterans delivers personalized service across Partner Solutions and Commercial Finance, supporting industries from renewable energy to logistics. Recognized for excellence in financial inclusion, we maintain a strong risk-compliance framework while fostering a culture of belonging that drives innovation and community impact.
Services
Partner Solutions
Commercial Finance
Working Capital
Equipment Finance
Structured Finance
Issuing Solutions
Acquiring Services
Digital Payments
Credit Solutions
Professional Tax Services
Details
- Year established: 1954
Highlights and features
- We offer 25+ years of B2B financing expertise with direct lending experience
- Our national presence serves diverse industries across the US and Canada
- We provide scalable payment infrastructure for high-growth fintech partners
- Our risk-compliance framework supports secure, sustainable financial programs
- We maintain a proven track record of launching 9,000+ payment programs
Associations and certifications
- FDIC
Services
Partner Solutions
We empower fintech innovators with banking infrastructure and payment solutions. Our services include issuing, acquiring, and digital payment platforms that enable partners to launch and scale financial programs. With 20+ years of experience, we provide risk-compliant frameworks that support over 9,000 programs and process $2.5B+ daily through ACH and wire services.
Commercial Finance
We deliver tailored financing solutions for growing businesses. Our offerings include working capital loans secured by business assets, equipment financing, and structured finance options like SBA loans. With nationwide reach and regional offices, we serve diverse industries including manufacturing, renewable energy, and logistics through personalized service and 25+ years of direct lending expertise.
Digital Payments
We provide secure digital payment infrastructure for high-volume transactions. Our solutions enable partners to move money efficiently across multiple payment rails including ACH and push-to-card systems. Backed by our national bank charter and compliance framework, these services support scalable payment programs for fintech companies and financial institutions.
Equipment Finance
We offer specialized financing for business capital expenditures. Our equipment finance solutions include lease and loan options that help companies acquire necessary machinery and technology. This service supports business growth while maintaining cash flow, with expertise spanning multiple industries including construction, IT, and transportation sectors.
Structured Finance
We create customized financial solutions for complex business needs. Our structured finance options include SBA/USDA loans and tailored credit facilities that address unique funding requirements. This service leverages our deep understanding of commercial lending to support businesses through challenging economic conditions and growth phases.
Questions
What types of businesses qualify for Pathward's commercial financing?
We serve small to mid-sized businesses across diverse industries including manufacturing, renewable energy, logistics, and construction through tailored financing solutions.
How does Pathward support fintech partners?
We provide banking infrastructure, payment technology, and compliance frameworks that enable fintech companies to launch and scale payment programs nationwide.
What financing options are available for equipment purchases?
Our equipment finance solutions include lease and loan options that help businesses acquire machinery, technology, and other capital assets while maintaining cash flow.
Does Pathward offer structured finance solutions?
Yes, we provide customized structured finance options including SBA/USDA loans to address complex funding needs for growing businesses.
What geographic areas does Pathward serve?
We offer commercial financing and partner solutions nationwide in the United States and Canada through regional offices and sales representation.
How long has Pathward been in business?
We have been providing financial services since 1954, evolving from Storm Lake Savings and Loan to our current identity as Pathward since 2022.