Business Details
27 Years
experience
Your Trusted Mortgage Broker in Spokane, WA
PMC Funding has been providing lending solutions for over 20 years, founded by Spokane resident Alan Hurd in 1999. Our team specializes in tailoring mortgage products to meet individual needs across Washington, Idaho, and Montana. We operate as a mortgage broker, shopping multiple lenders to find optimal loan solutions while prioritizing client education and empowerment. Our expertise spans conventional, FHA, VA, USDA, and jumbo loan programs.We maintain state licenses in three Pacific Northwest states and hold NMLS certifications for regulatory compliance. Our mission focuses on simplifying the home loan process through personalized service and community investment initiatives.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Details
- Year established: 1999
Highlights and features
- We offer 20+ years of mortgage industry experience with state-certified professionals
- Our team tailors loan solutions to individual financial situations and goals
- We operate across three Pacific Northwest states with local market expertise
- Our NMLS-certified loan officers maintain multiple state licensing credentials
- We combine mortgage expertise with community investment initiatives
Services
Conventional Loans
Home loans conforming to Fannie Mae and Freddie Mac guidelines with fixed and adjustable rate options. These mortgages provide stable financing solutions for borrowers with strong credit profiles. Ideal for standard home purchases without government backing requirements.
FHA Loans
Federal Housing Administration insured loans with lower down payment requirements and flexible income criteria. Designed to help first-time homebuyers and those with moderate credit histories achieve homeownership. Requires mortgage insurance premiums for risk mitigation.
VA Loans
Mortgage programs for eligible veterans featuring negotiable interest rates and no private mortgage insurance requirements. Utilizes Department of Veterans Affairs guarantees to provide favorable terms for military service members and veterans. Offers 100% financing options.
USDA Loans
United States Department of Agriculture guaranteed loans for properties in designated rural areas. Provides 100% financing with competitive rates for eligible borrowers in qualifying locations. Combines zero down payment benefits with government-backed security.
Jumbo Loans
Non-conforming mortgage loans for high-value properties exceeding federal conforming loan limits. Tailored for luxury home purchases or unique real estate investments. Requires stronger financial qualifications to accommodate increased loan amounts and market risks.
People
Alan Hurd
Owner | Broker
Founder of PMC Funding with over 20 years in the mortgage industry. Holds NMLS ID #80956 and Washington State Designated Broker license #602943441. Committed to mortgage education and community development initiatives.
Becky Mapston
Loan Officer | Branch Manager
Experienced mortgage professional with NMLS ID #1517052. Serves as branch manager in Spokane, WA. Specializes in guiding clients through complex loan scenarios with personalized mortgage solutions for local homebuyers.
Jeff Lafferty
Loan Officer
Licensed mortgage expert with NMLS ID #262558. Provides lending solutions across multiple states. Focuses on first-time homebuyer programs and government-backed loan options for qualified borrowers.
Brad Lafferty
Loan Officer
NMLS-certified loan officer (#1671065) with expertise in conventional and jumbo loan programs. Assists clients with purchase and refinance transactions across the Pacific Northwest region.
Kalin Stocker
Loan Officer
Mortgage professional with NMLS ID #1483196. Specializes in USDA and rural development loans. Provides financing guidance for homebuyers in Washington, Idaho, and Montana markets.
Questions
What types of home loans do you offer?
We offer conventional, FHA, VA, USDA, and jumbo loan programs tailored to meet various homebuying needs and financial situations.
How do you help clients find the right mortgage?
Our mortgage brokers analyze your financial profile and goals to recommend loan options that match your specific circumstances.
In which states do you provide mortgage services?
We serve homebuyers in Washington, Idaho, and Montana with state-licensed mortgage professionals in each location.
Do you offer online loan application options?
Yes, apply online from home and our licensed team will contact you for pre-qualification and next steps.
Are you involved in community initiatives?
We support local charities like Habitat for Humanity through our Create Your Statement program.
