Business Details
50+ Years
experience
Your Trusted Partner for Florida Banking Solutions
Founded in 1926, Seacoast National Bank has built a legacy of community-focused banking rooted in trust and local expertise. Our commitment to personalized service and financial innovation has made us a trusted partner for individuals and businesses across Florida. With over 70 branches and a comprehensive suite of digital tools, we combine the sophistication of a national institution with the responsiveness of a local bank. Our team of experienced professionals delivers tailored solutions in personal banking, business banking, mortgages, and wealth management.We prioritize financial education, cybersecurity, and community investment to empower clients in achieving their goals. As an FDIC-insured institution, we adhere to the highest standards of transparency and accountability. Our Four Promisesgetting you comfortable with the right products, simplifying daily banking, resolving complex issues, and investing in communitiesguide every decision we make. This enduring philosophy has allowed us to serve generations of Floridians while maintaining a reputation for reliability and innovation.
Services
Personal Banking
Business Banking
Mortgages
Debit Cards
Online Banking
Details
- Year established: 1926
Highlights and features
- Local decision-making with big-bank sophistication
- 24/7 fraud protection and cybersecurity resources
- Free online and mobile banking with Zelle integration
- Community investment through financial literacy programs
- Diverse lending options including mortgages and SBA loans
Associations and certifications
- FDIC
Services
Personal Banking
Seacoast National Bank offers checking, savings, and lending solutions tailored to individual financial needs. Services include debit cards, credit cards, auto loans, and home equity lines of credit. Customers benefit from free online banking, mobile check deposit, and Zelle transfers with 24/7 fraud monitoring.
Business Banking
Comprehensive financial services for businesses include operating accounts, SBA loans, equipment financing, and payment processing. Features like remote deposit capture, ACH management, and positive pay fraud protection help businesses streamline financial operations while accessing local decision-making expertise.
Mortgages
Fixed and adjustable-rate mortgages, construction loans, and refinance options serve Florida homebuyers. The bank provides competitive rates, personalized guidance from local loan officers, and digital tools for tracking applications and managing payments.
Wealth Management
Trust services, investment management, and financial planning address wealth preservation and growth. Clients receive customized strategies for retirement, estate planning, and business succession through certified advisors and family office resources.
Digital Banking
24/7 digital access includes account management, bill pay, mobile check deposit, and card controls. Security features like Symantec VIP authentication and real-time transaction alerts protect users while enabling seamless financial management across devices.
Questions
Is my money FDIC insured at Seacoast Bank?
Yes, deposits are FDIC insured up to $250,000 per depositor, covering checking, savings, CDs, and money market accounts.
How do I set up online banking?
Self-enroll online or contact customer service at 800-706-9991 to activate your account with 24/7 access to transfers, bill pay, and statements.
What loan options are available for businesses?
SBA loans, equipment financing, commercial real estate loans, and lines of credit support business growth with local underwriting expertise.
Can I deposit checks remotely?
Yes, use the Seacoast Mobile Banking app to deposit checks 24/7 with funds typically available the next business day.
How does Zelle work with Seacoast Bank?
Send money instantly to U.S. contacts using their email or phone number through online banking or the mobile app with no fees.
What mortgage rates are currently offered?
30-year fixed rates start at 6.236% APR, with HELOC rates from 7.00% APR. Rates vary based on loan type and market conditions.
