Business Details
50+ Years
experience
Business Insurance Solutions for Long-Term Protection
At Unickel & Associates Insurance, we have dedicated ourselves to securing your business and fostering long-term relationships by anticipating and addressing your unique needs. Since 1948, we have protected businesses and their assets, creating peace of mind through comprehensive insurance solutions. Our extensive network of A-rated insurance carriers and strong underwriter relationships enable us to act as your advocate, ensuring competitive terms and tailored coverage annually. Our seasoned producers meticulously analyze policies to place risks with programs that align with your specific requirements. Our knowledgeable customer service team excels in marketing, underwriting, and claims handling, ensuring prompt, informed assistance for all inquiries.We prioritize understanding your exposures to deliver precise, reliable protection. Our commitment to excellence is reflected in our mission: to honor client relationships by upholding the highest standards of service and transparency. With decades of collective experience, our team remains focused on innovation, client education, and proactive risk management. Our legacy of trust and expertise positions us as a dependable partner in navigating the complexities of business insurance.
Services
General Liability
Professional Liability
Workers Comp
Commercial Auto
Employment Practice Liability
Property Insurance
Umbrella Bonds
Additional Coverage
Details
- Year established: 1948
Highlights and features
- Established in 1948 with decades of industry expertise.
- Extensive network of A-rated insurance carriers for competitive rates.
- Experienced team skilled in underwriting and claims handling.
- Personalized service focused on client-specific risk management.
- Act as your advocate to secure optimal coverage annually.
Services
General Liability
General Liability insurance safeguards businesses from third-party claims involving property damage, bodily injury, or advertising injuries. Our policies cover legal fees, medical expenses, and settlements, ensuring financial security for incidents occurring on your premises or due to your operations. This coverage is essential for mitigating risks associated with daily business activities.
Workers Compensation
Workers Compensation provides benefits for employees injured or ill due to job-related causes. Coverage includes medical care, wage replacement, and rehabilitation costs while protecting employers from lawsuits. Our tailored policies ensure compliance with state regulations and offer support for workplace safety programs to reduce incident rates.
Commercial Auto
Commercial Auto insurance protects vehicles used for business purposes against collisions, theft, and liability claims. Policies cover repair costs, medical expenses for injuries, and legal defense in accidents. We offer flexible options for fleets of all sizes, including specialized coverage for high-risk industries and transportation needs.
Employment Practice Liability
Employment Practice Liability (EPL) shields businesses from claims related to workplace practices, including discrimination, harassment, wrongful termination, and wage disputes. Our policies cover legal defense costs and settlements, helping employers navigate complex labor laws and maintain a compliant, respectful work environment.
Property Insurance
Property insurance covers physical assets like buildings, equipment, and inventory against damage from fire, theft, or natural disasters. Policies include repair/replacement costs and business interruption coverage to offset income loss during recovery. We customize plans to address specific risks based on industry and location.
People
John Pagulayan
President
John Pagulayan leads Unickel & Associates Insurance with a focus on client-centric service and long-term relationship building. With decades of experience, he oversees strategic growth and ensures adherence to the agency's mission of providing comprehensive, competitive insurance solutions since 1948.
Darlene Kidd
Vice President
Darlene Kidd serves as Vice President, managing day-to-day operations and client relations at Unickel & Associates. Her expertise in underwriting and risk assessment ensures clients receive tailored insurance programs that align with their business goals and industry-specific challenges.
Questions
What types of business insurance do you offer?
We provide General Liability, Workers Compensation, Commercial Auto, Property, Professional Liability, Employment Practice Liability, Umbrella Bonds, and customized coverage for industries like retail, IT, and non-profits.
How do you help clients find competitive rates?
Our extensive network of A-rated carriers and relationships with underwriters allow us to negotiate optimal terms annually, acting as your advocate to secure cost-effective, comprehensive coverage.
Which industries do you specialize in?
We serve diverse sectors including retail, commercial buildings, restaurants, IT, contractors, non-profits, auto repair shops, and wholesale/distribution businesses with tailored insurance solutions.
