Business Details
30 Years
experience
Your Trusted Mortgage Broker in Laredo, TX
Geo Mortgage Services has been a trusted name in home financing since 1996. Founded by Edward Glassford, our team of specialists brings decades of combined experience to help clients navigate the complexities of mortgage lending. We prioritize personalized service, understanding that every borrowers needs are unique. Our commitment to professionalism is reflected in our memberships with the Mortgage Bankers Association, National Association of Mortgage Brokers, and local industry groups. Licensed by the Federal Housing Authority, Department of Veteran Affairs, and Texas Department of Savings and Mortgage Lending, we adhere to rigorous standards of excellence.With a focus on transparency and client satisfaction, we strive to provide competitive rates and tailored loan solutions. Our staff works diligently to ensure clients receive the lowest rates and best service in the Laredo area. We maintain strong partnerships with real estate agents and professionals to streamline the home financing process. Our dedication to ethical practices and customer-centric service has earned us a reputation as Laredos original mortgage firm. Whether purchasing a home or refinancing, clients can rely on our expertise to guide them through every step with confidence.
Services
Fixed Rate Mortgages
Jumbo Loans
FHA Loans
VA Loans
Adjustable Rate Mortgages
Commercial Loans
Texas Veteran Loans
Details
- Year established: 1996
Highlights and features
- We have over 25 years of experience in mortgage services.
- Our team offers personalized loan solutions tailored to individual needs.
- We provide competitive rates and transparent pricing.
- We are licensed by federal and state regulatory authorities.
- Our staff maintains strong partnerships with local real estate professionals.
Services
Fixed Rate Mortgages
Fixed rate mortgages offer consistent interest rates throughout the loan term. These loans provide predictable monthly payments, making them ideal for long-term homeowners. Our competitive rates ensure affordability and financial stability for borrowers.
FHA Loans
FHA loans assist buyers with lower down payments and flexible credit requirements. Designed for first-time homebuyers, these government-backed loans require only 3.5% down. We guide clients through the process to secure favorable terms.
VA Loans
VA loans offer zero-down financing for eligible veterans and service members. Guaranteed by the Department of Veteran Affairs, these loans provide low rates and no mortgage insurance. We specialize in maximizing benefits for military families.
Jumbo Loans
Jumbo loans finance properties exceeding conventional loan limits. Tailored for high-value homes, these conventional loans require strong credit and financial profiles. Our experts help clients navigate complex underwriting for premium properties.
Adjustable Rate Mortgages
Adjustable rate mortgages feature rates that adjust periodically after an initial fixed term. These loans often start with lower rates, suitable for short-term homeowners. We explain risks and benefits to ensure informed decisions.
People
Edward Glassford
Broker, President and CEO
Edward Glassford founded Geo Mortgage Services in 1996. With over 25 years in the industry, he leads our team in delivering expert mortgage solutions and maintaining high standards of service.
Eduardo Gonzalez
Residential Mortgage Loan Officer
Eduardo Gonzalez specializes in guiding clients through mortgage options. As a licensed professional, he provides personalized support to help borrowers achieve their homeownership goals efficiently and confidently.
Questions
What mortgage loan options do you offer?
We offer fixed-rate, FHA, VA, jumbo, adjustable-rate, and commercial loans to meet diverse financing needs.
How can I get pre-approved for a mortgage?
Start by submitting our online application or contacting us directly to begin the pre-approval process.
Are there special programs for veterans?
Yes, we provide VA loans with zero-down options and Texas Veteran Loans for eligible military members.
What credit score is required for competitive rates?
Most competitive rates require a 760+ score, but we offer options for varying credit profiles.