Business Details
28 Years
experience
Trusted Health Insurance Solutions in Reno
Health Benefits Associates has been serving Nevada clients for over 25 years, offering expert guidance in health insurance solutions. Our team of licensed professionals specializes in Medicare, small business health plans, and individual policies, working with all major insurers in the state. We pride ourselves on providing personalized service without charging clients directly, as our compensation comes from insurance companies. Our brokers stay current with industry changes to ensure clients receive the most affordable plans tailored to their specific needs. With offices across Northern Nevada, we combine local expertise with comprehensive knowledge of healthcare regulations.Our commitment to transparency and client advocacy has earned us long-term relationships and numerous positive testimonials. We assist with enrollment, plan comparisons, and ongoing support, including resolving billing issues. Our services extend to both urban and rural communities, emphasizing accessibility and bilingual support where needed. By focusing on education and clear communication, we empower clients to make informed decisions about their healthcare coverage.
Services
Medicare Insurance
Small Business Health Plans
Individual & Family Insurance
Medicare Supplement Plans
Medicare Advantage Plans
Dental Insurance
Vision Insurance
Life Insurance
Travel Insurance
Short Term Plans
Details
- Year established: 1998
Highlights and features
- 25+ years of Nevada health insurance expertise
- Personalized service from licensed, award-winning brokers
- No-cost assistance with all major insurers
- Bilingual Spanish-English support available
- Proven track record resolving complex billing issues
What people say
Knowledgeable brokers
Responsive to questions
No hidden fees
Problem-solving expertise
Personalized guidance
Services
Medicare Insurance
Our Medicare specialists help Nevada residents navigate Original Medicare, Advantage plans, and Supplement options. We provide personalized comparisons of coverage networks, prescription drug benefits, and out-of-pocket costs. With expertise in enrollment rules and annual changes, we ensure clients find plans matching their healthcare needs and budgets while maintaining access to preferred providers.
Small Business Health Plans
We assist Nevada employers with 2+ employees in establishing affordable group health coverage. Our services include plan comparisons across multiple insurers, compliance guidance with state requirements, and participation rule explanations. We help businesses maintain competitive benefits packages while optimizing tax advantages through pre-tax premium structures and expanded provider networks for multi-state operations.
Individual & Family Insurance
Our brokers help Nevada residents find ACA-compliant and short-term health plans tailored to family needs. We explain coverage options, network limitations, and subsidy eligibility while ensuring access to essential services. Our team assists with enrollment during open periods and special circumstances, providing ongoing support for policy changes and claims resolution throughout the coverage year.
Medicare Supplement Plans
We specialize in Medigap policies that cover Medicare Part A and B deductibles and co-payments. Our experts explain plan G and other options, helping clients understand nationwide provider access versus out-of-pocket protection. We guide clients through medical underwriting exceptions and enrollment periods while comparing premium costs against potential savings from reduced medical expenses.
Medicare Advantage Plans
Our team compares $0 premium Advantage plans with prescription drug coverage and additional benefits. We analyze network restrictions, out-of-pocket maximums, and plan-specific perks like dental and vision care. We help clients evaluate trade-offs between lower premiums and provider limitations while ensuring understanding of enrollment periods and switching rules.
People
Matt Law
Vice President of Business Development
Vice President of Business Development with 12 years of experience helping Nevadans and Californians with Medicare and employer-based plans. 2023 Twenty Under 40 Award recipient, specializing in complex insurance solutions while maintaining community involvement.
Grant Dodge
Vice President of Operations
Vice President of Operations with expertise in multiple insurance lines. Provides immediate assistance to clients while managing long-term relationships. Holds dual degrees in Accounting and Information Systems from the University of Nevada, ensuring comprehensive understanding of insurance financial structures.
Trevor VanBoven
Broker
Licensed broker since 2021 with marketing expertise. Specializes in Medicare solutions while maintaining ongoing client support through policy changes. Graduated from the University of Nevada with a B.S. in Marketing, applying analytical skills to insurance plan comparisons.
Katie Mendoza
Broker
Licensed broker in Fernley with master's degree in athletic leadership. Combines healthcare administration expertise with personalized service, helping families navigate open market insurance challenges while maintaining availability for detailed policy explanations.
Kevin Sampson
Founder
Founder with 30+ years of Northern Nevada group insurance experience. Established Health Benefits Associates in 1998 after working with every major Nevada insurer. Maintains focus on client-first representation while guiding the brokerage's strategic direction across multiple locations.
Questions
What Medicare enrollment assistance do you provide?
We help with initial enrollment, annual changes, and special circumstances. Our brokers explain Part A/B/C/D options, compare plans, and ensure timely enrollment during qualifying periods while addressing specific healthcare needs.
Do you charge for insurance brokerage services?
No, our services cost nothing to clients. We receive compensation from insurance companies, ensuring unbiased comparisons without affecting plan prices or quality.
How do you help small businesses with health plans?
We analyze business needs, compare multiple carriers, explain tax advantages, and ensure compliance with Nevada requirements. Our support includes enrollment assistance, renewal management, and ongoing policy adjustments.
What's the difference between Medigap and Medicare Advantage?
Medigap covers Original Medicare gaps with nationwide access but requires separate drug coverage. Advantage plans offer bundled benefits with network restrictions but often include additional perks like dental and vision care.
Can you assist with insurance billing problems?
Yes, our brokers advocate for clients in resolving billing disputes. We work directly with insurers to address denied claims and payment issues, ensuring proper application of policy benefits.
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