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Business Details
31 Years
experience
Your Trusted Partner for Short Term Installment Loans in Utah
At Money 4 You, our mission is to provide competitive rates and exceptional customer service to Utah residents. Founded as a small family-owned operation in Sunset, Utah, we have grown to 21 local locations while maintaining our community-focused approach. With over 30 years of experience, we specialize in short-term installment loans ranging from $50 to $5,000, offering flexible terms up to 18 months.

Our team prioritizes fast approvals, transparent processes, and personalized support, serving customers with bad credit or no credit history. Backed by 10,000+ 5-star reviews, we guarantee no prepayment fees and secure online transactions. Our Diamond Tier program rewards loyal customers with 50% APR savings, and our 99% approval rate reflects our commitment to financial accessibility.
Services
Short Term Installment Loans Online Loans In-Person Loans Loan Refinancing Emergency Loans
Details
  • Year established: 1995
Highlights and features
  • 30+ years serving Utah communities with personalized loan solutions
  • 10,000+ 5-star reviews from satisfied Utah customers
  • Competitive rates beating traditional payday loan providers
  • Flexible terms from 60 days to 18 months
  • Fast approvals with funds available in as little as 15 minutes
What people say
Fast approvals Flexible terms Excellent service Competitive rates No prepayment fees
Services
Short Term Installment Loan
Our short-term installment loans provide $50-$5,000 with repayment terms from 60 days to 18 months. Customers benefit from competitive rates beating traditional payday loans while avoiding prepayment penalties. Flexible options suit various financial needs, from emergency expenses to planned purchases.
Online Loan
Apply for instant online loans from $50-$5,000 with direct bank deposits. This service offers 24/7 convenience while maintaining the same competitive rates and flexible terms as in-person loans. Ideal for customers preferring digital transactions without visiting physical locations.
In-Person Loan
Visit any of our 21 Utah locations for face-to-face loan assistance. Our local experts provide personalized guidance through the application process. Available for customers preferring direct interaction while accessing the same fast approvals and flexible terms as online options.
Loan Refinancing
Refinance existing loans with updated terms to better suit changing financial circumstances. This service allows extending repayment periods or adjusting amounts while maintaining competitive rates. Designed for customers needing additional flexibility during their loan term.
Emergency Loan
Fast emergency loans provide funds in as little as 15 minutes for unexpected expenses. Available through both online and in-person channels with streamlined approvals. Designed to address urgent financial needs while maintaining transparent terms and competitive pricing.
Questions
What loan amounts are available?
We offer short-term installment loans ranging from $50 to $5,000 based on your financial needs and qualifications.
How quickly can I receive funds?
Online loans can be approved in 15 minutes with instant bank deposits. In-person applications receive immediate approval at our locations.
Do you check credit history?
We accept applications from customers with all credit types, including bad credit and no credit history.
Are there prepayment penalties?
No, we never charge prepayment fees. You can pay off your loan early without additional charges.
What identification is required?
You need a state-issued photo ID and proof of income to qualify for any of our loan products.
Do you offer online applications?
Yes, our secure online application provides instant funding directly to your bank account 24/7.