Business Details
50+ Years
experience
Your Trusted Idaho Financial Partner
Health Care Idaho Credit Union has been dedicated to helping members achieve financial success since 1940. Our commitment to personalized service and community involvement drives everything we do, from offering a wide range of financial products to supporting local schools and charities. We serve members across Idaho, Washington, eastern Oregon, and Arizona with checking and savings accounts, loans, insurance, and innovative digital banking tools. Our team prioritizes financial education and community engagement, providing resources like MoneyEdu and participating in hundreds of local events annually. With 24-hour online access, VideoChat support, and mobile banking features like Zelle and CardControl, we make managing finances convenient and secure.Our NCUA-insured accounts and focus on member satisfaction ensure trust and reliability. Whether you're seeking a mortgage, auto loan, or business banking solutions, we combine decades of experience with modern technology to meet your needs. Our community-first approach means we're not just a financial institutionwe're a partner in your financial journey. From youth savings programs to retirement planning, we offer tailored solutions for every life stage. Join a credit union where your daily balance and long-term success matter.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Auto Financing
Business Banking
Insurance Services
Online Bill Pay
Financial Education
Mobile Banking
Credit Cards
Details
- Year established: 1940
Highlights and features
- We offer personalized financial solutions with over 80 years of local expertise.
- Our NCUA-insured accounts ensure secure, reliable banking for all members.
- We provide 24/7 digital banking tools including VideoChat and mobile apps.
- Our financial education resources help members achieve long-term success.
- We actively support communities through local charity programs and events.
Associations and certifications
- National Credit Union Administration
Services
Checking Accounts
Our checking accounts provide flexible access to funds with features like mobile banking, bill payment, and overdraft protection. Designed for everyday financial needs, they offer security and convenience through Visa debit cards and Zelle transfers. Competitive rates and no hidden fees ensure transparency for personal and business users.
Mortgage Loans
We offer fixed-rate and adjustable-rate mortgages for homebuyers and refinancers. Our loan specialists provide personalized guidance through the application process with competitive APRs and flexible terms. Online tools like personalized rate quotes help borrowers find affordable solutions for first-time purchases or investment properties.
Business Banking
Business checking, savings, and loan products support small and medium enterprises. Features include merchant services, remote deposit capture, and business credit cards. Dedicated relationship managers assist with cash management, payroll processing, and growth-focused financing options like SBA loans and commercial real estate financing.
Financial Education
Free resources through MoneyEdu and Retirement Simplified programs teach budgeting, credit management, and retirement planning. Interactive calculators and tutorials help members make informed decisions. Workshops and articles cover topics from student loans to investment strategies for all financial literacy levels.
Mobile Banking
The ICCU mobile app enables account management, mobile deposits, and real-time transaction alerts. CardControl features let users manage spending limits and freeze/unfreeze cards instantly. VideoChat connects members with live representatives for immediate assistance with account questions or loan applications.
Questions
How do I become an ICCU member?
Live or work in Idaho, Washington, eastern Oregon, or Arizona? Visit our website to apply online or contact a branch for membership details.
What loan options are available during financial hardship?
ICCU offers relief programs for government employees and others facing income disruptions, including payment deferrals and emergency loan options.
Can I access banking services after hours?
Yes! Use our 24/7 mobile app for transactions, or call 1-800-456-5067 during extended phone support hours (Mon-Fri 7am-7pm MT).
Do you offer business-specific financial tools?
Yes, including merchant services, business remote deposit, ACH origination, and fraud detection tools like Positive Pay.
How do I update vehicle insurance information?
Visit www.myinsuranceinfo.com to submit updated insurance details for your ICCU auto, RV, or vehicle loan.
What financial education resources do you provide?
Access free tools like MoneyEdu courses, retirement calculators, and security center guides to improve financial literacy and protect against fraud.