Business Details
Your Trusted Idaho Mortgage Broker for Home Loans & Refinancing
Hunter Creek Mortgage was founded with a vision to deliver exceptional mortgage solutions tailored to Idaho homeowners. We prioritize individualized service, recognizing that each client's needs are unique. By cultivating relationships with ethical, stable lenders nationwide, we offer access to a diverse range of mortgage products. Our team leverages decades of combined experience to advocate for clients in a dynamic market, whether they're purchasing a home, refinancing, or improving financial stability.We emphasize transparency, efficiency, and personalized guidance, utilizing technology to streamline loan documentation reviews and ensure faster closings. As a top-rated mortgage broker in the Treasure Valley, we remain committed to empowering clients through expert advice and customized mortgage strategies.
Services
FHA Loans
VA Loans
Jumbo Loans
Mortgage Refinancing
Investment Property Financing
Home Purchase Loans
Rural Development Loans
Fixed Rate Mortgages
Combined/Hybrid ARMs
Highlights and features
- We offer over 15 years of mortgage brokerage experience in Idaho.
- Our technology accelerates loan documentation reviews for faster closings.
- We provide expert advice for all mortgage loan and refinance options.
- Top-rated service recognized by Treasure Valley clients.
- Personalized mortgage solutions tailored to individual financial situations.
What people say
Top-rated service
Quick turnaround
Expert advice
Personalized mortgage solutions
Fast loan approvals
Services
FHA Loans
FHA loans provide low-down-payment options for first-time homebuyers. Our team guides clients through FHA loan requirements, offering competitive rates and flexible credit standards. We specialize in helping Idaho residents achieve homeownership with as little as 3.5% down payment while ensuring compliance with federal regulations.
VA Loans
VA loans offer zero-down-payment options for eligible military personnel and veterans. We streamline the VA loan process, leveraging our lender network to secure favorable terms. Our specialists help clients navigate service-specific requirements and maximize benefits while maintaining strict adherence to VA funding fee guidelines.
Mortgage Refinancing
Our refinancing services help homeowners reduce monthly payments or adjust loan terms. We analyze current market conditions and equity positions to determine optimal refinancing strategies. Using advanced technology, we complete loan document reviews rapidly, enabling clients to capitalize on interest rate fluctuations within Idaho's housing market.
Jumbo Loans
Jumbo loans cater to high-value property purchases exceeding conventional loan limits. We connect clients with specialized lenders offering competitive rates for luxury homes. Our experts provide detailed underwriting guidance and documentation preparation, ensuring smooth approvals for complex transactions in Idaho's premium real estate market.
Investment Property Financing
We offer tailored financing solutions for real estate investors. Our services include analyzing cash flow projections and property valuations to structure profitable investment loans. With access to multiple lenders, we secure favorable terms for multi-unit properties and commercial-residential hybrids across Idaho's growing rental markets.
People
Joe Long
President
Joe Long leads Hunter Creek Mortgage with over 15 years of mortgage industry experience. He specializes in Idaho market dynamics and maintains NMLS #6146 certification. His leadership focuses on client advocacy and lender relationship management.
Sam Kristensen
Loan Officer
Sam Kristensen serves as a loan officer with specialized expertise in Treasure Valley real estate. Holding NMLS #1997378 certification, he guides clients through complex mortgage transactions while maintaining a focus on personalized service.
Tammie Mack
Loan Officer
Tammie Mack provides mortgage solutions with a focus on first-time homebuyers. Certified under NMLS #1498442, she specializes in FHA and VA loan programs, helping Idaho residents navigate the home purchasing process efficiently.
Questions
What mortgage loan options do you offer?
We offer FHA, VA, jumbo, conforming, and rural development loans, along with fixed-rate mortgages and hybrid ARMs for home purchases or refinancing in Idaho.
How quickly can you process a loan application?
Using advanced technology, we review loan documentation and provide pre-approvals within one business day for qualified applicants in the Treasure Valley area.
Do you work with first-time homebuyers?
Yes, we specialize in assisting first-time buyers with low-down-payment options like FHA loans and VA programs for military veterans across Idaho.
What areas do you serve?
While headquartered in Eagle, Idaho, we serve clients throughout the Treasure Valley and statewide for all mortgage products and refinancing needs.
Can you help with investment property financing?
Yes, we offer specialized financing solutions for rental properties and high-value investments with access to lenders experienced in Idaho's investment real estate market.
