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Your Trusted Financial Partner in Little Rock, AR
Dillard's Federal Credit Union has been dedicated to providing comprehensive financial solutions tailored to meet the needs of its members. With a focus on personalized service and competitive rates, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, credit cards, and specialized financing options. Our commitment to financial education empowers members to make informed decisions, while features like free mobile banking, overdraft protection, and payroll deduction programs enhance convenience.Backed by decades of experience in the industry, we prioritize member satisfaction through transparent practices and community-driven initiatives. Whether you're purchasing a vehicle, managing daily finances, or planning for the future, our team works diligently to deliver reliable, cost-effective services that foster long-term financial success.
Services
Checking Accounts
Auto Loans
Credit Cards
Mortgage Loans
Personal Loans
Remote Banking
Overdraft Protection
CARFAX Reports
Payroll Deduction
Collateral Loans
Highlights and features
- We offer free mobile banking with mobile deposit and 24/7 account access.
- Our auto loans feature rates as low as 4.24% APR with flexible terms.
- We provide free CARFAX reports for used vehicle purchases financed through DFCU.
- Payroll deduction options make loan payments more manageable for members.
- No monthly service charges on checking accounts with no minimum balance requirements.
Services
Auto Loans
DFCU offers competitive auto loans for new, used, and refinanced vehicles with rates starting at 4.24% APR. Our payroll deduction program simplifies payments by aligning them with your paycheck schedule. Members receive free CARFAX reports when financing qualifying used vehicles, ensuring transparency and confidence in their purchase decisions.
Credit Cards
Our VISA credit cards feature fixed rates starting at 6.69% APR with no annual fees or balance transfer charges. Cardholders benefit from $5,000 maximum credit limits based on eligibility, chip technology security, and 24/7 fraud monitoring. Emergency card replacement services are available after business hours for added convenience.
Checking Accounts
DFCU checking accounts include free e-statements, mobile banking, and bill pay options. The Money Market Checking tier offers dividend earnings with $2,500 minimum balances. Overdraft protection through Courtesy Pay helps avoid returned check fees, while first check orders come at no charge for new accounts.
Mortgage Loans
We provide customized mortgage solutions for home purchases and refinancing. Our team offers personalized guidance through various loan programs, focusing on competitive rates and terms tailored to individual financial situations. Members receive support throughout the entire mortgage process from application to closing.
Remote Banking
24/7 online and mobile banking services allow members to manage accounts, deposit checks, and pay bills from anywhere. The free mobile app supports real-time transaction tracking, instant alerts, and secure fund transfers between linked accounts for enhanced financial control.
Questions
How do I apply for an auto loan?
Complete our online auto loan application or visit our branch. Preapproval options are available to help you shop with confidence.
Are there fees for mobile banking services?
No. Our mobile banking app and mobile deposit features are free for all members.
What credit score is required for a credit card?
Approval and credit limits depend on multiple factors including credit history and income verification.
Can I access my account after hours?
Yes. Online and mobile banking services are available 24/7 for account management and transactions.
Do you offer joint account options?
Yes. Most account types can be opened jointly with another member for shared financial management.
How do I report a lost debit card?
Call our after-hours card support at (888) 263-3370 for immediate assistance with lost or stolen cards.