Business Details
50+ Years
experience
Emergency
services
Your Trusted Partner for Arkansas Mortgage & Banking Solutions
Established in 1916, Riverside Bank has served Arkansas communities with personalized financial solutions for over a century. Our legacy of hometown banking combines closely held ownership with modern technology to deliver custom mortgage loans, competitive deposit rates, and efficient service. A dedicated 24/7 loan committee ensures rapid decision-making, while our streamlined operations eliminate unnecessary overhead costs. We specialize in tailored mortgage products that balance local market expertise with national banking standards. Our FDIC-insured services include checking accounts, high-yield CDs, and digital banking platforms designed for convenience.With branches in Little Rock, Sparkman, and Fayetteville, we maintain a community-focused approach while offering the technological capabilities of larger institutions. Our team prioritizes customer relationships over physical expansion, ensuring clients receive personalized attention and transparent pricing. Through decades of growth and economic cycles, we've maintained our founding commitment to making banking accessible, efficient, and customer-centric.
Services
Custom Mortgage Loans
Online Mortgage Application
Mortgage Calculator
Basic Checking
Interest Checking
Digital Banking
Visa Debit Cards
High Yield CDs
Details
- Year established: 1916
Highlights and features
- 24/7 loan committee provides rapid mortgage approvals
- Competitive deposit rates from efficient overhead structure
- Custom mortgage solutions combining local expertise with national standards
- FDIC-insured accounts protecting customer deposits
- Digital banking platforms with state-of-the-art security
Associations and certifications
- FDIC
Services
Custom Mortgage Loans
Our custom mortgage loans combine local market expertise with national banking standards to deliver personalized home financing solutions. Specialized underwriting processes accommodate unique borrower situations while maintaining competitive rates. Experienced loan officers guide clients through every step of the mortgage journey.
Online Mortgage Application
The secure online mortgage application streamlines the loan process with 24/7 access to submission and tracking features. Integrated verification tools reduce processing time while maintaining strict compliance with financial regulations. Real-time status updates keep applicants informed throughout the approval process.
Mortgage Calculator
Interactive mortgage calculators help prospective borrowers estimate monthly payments, interest costs, and loan terms. Customizable inputs include property taxes, insurance premiums, and down payment amounts. These tools provide preliminary financial planning insights without requiring personal information.
Basic Checking
Basic checking accounts offer no-minimum balance options with standard transaction capabilities. Features include free online bill pay, mobile check deposit, and nationwide ATM access. Designed for customers seeking straightforward, low-cost banking solutions without premium features.
High Yield CDs
High-yield certificate of deposit accounts provide competitive returns with fixed interest rates for specified terms. Special promotional rates available for senior citizens and long-term deposits. FDIC insurance protects principal amounts up to legal limits.
Questions
How does Riverside Bank's mortgage approval process work?
Our 24/7 loan committee reviews applications promptly, leveraging digital verification tools and local underwriting expertise to deliver faster decisions without compromising compliance standards.
What digital banking features are available?
Our platform includes mobile check deposit, real-time transaction tracking, bill payment, account transfers, and secure messaging with banking specialists through encrypted communication channels.
Are mortgage rates competitive across Arkansas?
Yes, our rates combine national market benchmarks with localized adjustments for Arkansas property markets, supported by efficient operations that reduce overhead costs.
How are deposit accounts protected?
All deposit accounts receive FDIC insurance up to $250,000 per depositor, with additional protection through our conservative investment portfolio and strong capital reserves.
What loan products suit first-time homebuyers?
We offer conventional, FHA, and USDA loans with down payment assistance options, personalized counseling, and flexible qualification criteria specifically designed for first-time purchasers.
Do you charge hidden fees for banking services?
No, we maintain transparent pricing with no hidden fees across all products, including free online banking access and competitive ATM fee reimbursement policies.
