Business Details
50+ Years
experience
Your Trusted Credit Union in Salt Lake City, UT
P & S Credit Union has served the financial needs of union members and Salt Lake County residents since 1956. Originally established for Plumbers and Steamfitters Local Union #19, we expanded our membership through mergers with other local unions while maintaining our core mission of providing personalized financial services. As a member-owned, not-for-profit cooperative, we prioritize community impact over profit margins, returning financial gains to members through competitive rates, low fees, and enhanced services. Our board of directors and supervisory committee - composed of volunteer members - ensure decisions align with member interests. With over six decades of experience, we offer comprehensive banking solutions including checking and savings accounts, personal and real estate loans, VISA credit cards, and digital banking tools.Our commitment to financial education empowers members to achieve long-term stability. Through shared branching networks and 24/7 online access, we combine traditional personal service with modern convenience. Recognized for exceptional member support, our team consistently receives praise for professional expertise and personalized attention. We maintain federal insurance through the NCUA, protecting individual accounts up to $250,000. This unique cooperative structure enables us to focus on building lasting relationships rather than corporate profits.
Services
Checking Accounts
Savings Accounts
Personal Loans
Mortgage Loans
VISA Credit Cards
Online Banking
Mobile Banking
Financial Education
Shared Branching
ATM Network
Details
- Year established: 1956
Highlights and features
- We offer competitive rates guaranteed to beat local competitors
- Our 24/7 online banking provides secure account access anytime
- Member-owned structure ensures profits return directly to members
- Financial education resources help improve long-term money management
- Community-focused board ensures local decision-making for members
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Donna is amazing
Superior customer service
Great credit union
Treated like family
Helped improve credit
Services
Personal Loans
Our personal loans provide predictable payments with fixed interest rates for debt consolidation, major purchases, or unexpected expenses. Members benefit from competitive rates and flexible terms tailored to individual financial situations. The application process emphasizes personalized service with quick approval decisions.
VISA Credit Cards
VISA Platinum credit cards offer purchase power with fixed interest rates and exclusive member benefits. Introductory offers include low APR promotions while maintaining security features and fraud protection for online and in-person transactions.
Online Banking
24/7 online banking platform enables account management, bill payments, fund transfers, and eStatements from any device. Security features include multi-factor authentication and real-time transaction monitoring to protect member accounts.
Mortgage Loans
Mortgage financing options include conventional loans, home equity lines of credit, and building lot financing through our partner network. Competitive rates and personalized guidance help members achieve homeownership goals with local decision-making.
Financial Education
Educational resources cover credit score improvement, savings strategies, and financial planning. Members access tools for setting savings goals, understanding credit reports, and improving long-term financial literacy through workshops and online materials.
People
Allen Robins
Chairman of the Board
Leading the board of directors with extensive experience in credit union governance and member advocacy. Committed to maintaining financial stability while expanding member services.
Audrey Hortin
Vice Chairman
Active in credit union operations with focus on strategic planning and community engagement. Ensures board decisions align with member needs and regulatory standards.
Donna
Loan Officer
Experienced loan specialist with decades of service, known for personalized assistance and quick resolution of complex financial situations. Receives consistent member recognition for exceptional service.
Sue
Customer Service Representative
Provides expert account management and loan processing support. Praised for professional expertise and commitment to resolving member concerns efficiently.
Laura Thackeray
Secretary
Maintains organizational records and ensures compliance with regulatory requirements. Focuses on transparency and member communication in credit union operations.
Questions
How can I become a member of P&S Credit Union?
Membership is open to union members from qualifying local unions, their families, and Salt Lake County residents. Visit our website or contact us directly for specific eligibility requirements.
What online banking services do you offer?
Our digital platform provides 24/7 access for account management, bill payments, fund transfers, mobile check deposit, and eStatements through secure online and mobile applications.
Do you offer competitive loan rates?
Yes, we guarantee competitive rates on all loans with our Best Rate Guarantee. Current rates for personal loans, mortgages, and vehicle financing are published on our website.
Are my accounts insured?
All deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA), a U.S. government agency protecting member accounts.
How do I report a lost or stolen card?
Contact our fraud department immediately at 877-253-8964 or 833-735-1894 for VISA cards, or call specific numbers provided for debit card emergencies during and after business hours.
Do you provide financial education resources?
Yes, we offer educational materials covering credit management, savings strategies, and financial planning through workshops, online tools, and personalized counseling sessions.
