Business Details
Your Trusted Mortgage Broker in Salt Lake City, Utah
Advanced Funding Home Mortgage Loans is a trusted Utah-based mortgage brokerage dedicated to simplifying the home financing process. With decades of combined experience, our licensed loan officers provide personalized guidance for first-time homebuyers, experienced homeowners, and investors. We specialize in purchase mortgages and refinancing solutions, partnering with multiple lenders to secure competitive rates tailored to individual financial goals. Our team prioritizes transparent communication, leveraging technology to streamline applications while maintaining a human-centric approach.Recognized for our commitment to customer satisfaction, we offer specialized programs including FHA, VA, USDA, and jumbo loans. Our proven track record of closing loans efficiently, combined with ongoing industry education, establishes us as a reliable authority in mortgage services. We operate with integrity, ensuring clients receive accurate information and ethical advice throughout their homeownership journey.
Services
Home Purchase Mortgages
Refinance Loans
FHA Mortgages
VA Mortgage Loans
USDA Rural Loans
Jumbo Loans
Reverse Mortgages
Adjustable Rate Mortgages
Highlights and features
- We offer 20+ years of mortgage industry experience with licensed professionals
- Our team provides personalized loan officer support throughout the process
- We partner with multiple lenders to find best-rate mortgage options
- We guarantee transparent communication with no hidden fees
- Our digital mortgage app streamlines application and document submission
What people say
Amazing service
Quick responses
Professional team
Smooth process
Great communication
Services
Home Purchase Mortgages
We specialize in purchase mortgages for first-time buyers and experienced homeowners. Our loan officers help clients navigate down payment requirements, credit qualifications, and mortgage options tailored to individual financial situations. With access to multiple lenders, we secure competitive rates for conventional, FHA, and VA loans. Our process includes pre-approval guidance, documentation assistance, and closing support to ensure smooth transactions.
Refinance Loans
Our refinance solutions help homeowners reduce monthly payments, consolidate debt, or access home equity. We offer conventional, FHA, VA, and cash-out refinance options with competitive rates. The process includes rate analysis, break-even calculations, and documentation support. Our team explains closing costs and timelines while ensuring clients understand long-term financial implications of refinancing decisions.
FHA Mortgages
We provide FHA-insured mortgages requiring lower down payments and credit scores. These loans suit first-time buyers or those rebuilding credit. Our specialists explain FHA requirements, mortgage insurance premiums, and qualification criteria. We assist with document preparation and lender selection to maximize approval chances while ensuring clients understand long-term costs associated with FHA financing.
VA Mortgage Loans
We offer VA loans for eligible veterans and active-duty personnel with zero down payment options. Our team verifies service requirements, explains VA funding fees, and navigates the unique approval process. We partner with specialized lenders to secure competitive rates while educating clients about VA loan limitations and benefits for primary residence purchases.
Jumbo Loans
Our jumbo loan program serves high-value property purchases exceeding conventional loan limits. We connect clients with specialty lenders offering competitive rates for luxury homes or investment properties. The process includes thorough financial documentation review, asset verification, and explanation of stricter qualification requirements compared to conventional mortgages.
People
Teri Pierce
Loan Officer
Teri specializes in purchase mortgages and refinancing with over 15 years of experience. Clients praise her responsiveness, thorough explanations, and ability to handle complex cases. She maintains continuous communication throughout the loan process.
Brett Pehrson
Mortgage Broker
Brett has helped clients with mortgages and refinancing for over 20 years. Known for problem-solving complex financial situations, he explains mortgage terms clearly and maintains prompt communication with clients and partners.
Carol Pierce
Mortgage Specialist
Carol specializes in Utah home loans with a focus on customer education. She assists clients through all process stages, addressing questions promptly while maintaining lender relationships to secure favorable terms.
Nathan Pierce
Loan Officer
Nathan handles purchase and refinance transactions with emphasis on VA loans. He streamlines digital document submission and maintains availability for client consultations during evenings and weekends.
Rhonda Jensen
Loan Officer
Rhonda focuses on mortgage solutions for Utah residents, particularly first-time buyers. She explains loan options clearly, compares lender offers, and maintains high client satisfaction through consistent communication.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, reverse mortgages, adjustable-rate mortgages, and cash-out refinance options through multiple lender partnerships.
How does your mortgage process work?
Our process includes pre-qualification, document submission, loan approval, underwriting, and closing. We provide personalized guidance at each stage with digital tools for document sharing.
Do you work with first-time homebuyers?
Yes, we specialize in assisting first-time buyers with down payment requirements, credit qualification, and mortgage education tailored to their specific needs.
Can you help with bad credit mortgages?
Our team has experience working with clients who have credit challenges, exploring options like FHA loans and providing guidance to improve qualification chances.
What areas do you serve?
We primarily serve Utah residents but can assist with mortgage needs in other states through our network of licensed professionals.
How quickly can you close a mortgage?
Our average closing time is under 30 days, with some transactions closing in as little as two weeks depending on loan type and documentation timeliness.
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