Business Details
35 Years
experience
Trusted Security Industry Insurance Solutions in Dallas, TX
Costanza Insurance has served the security industry for over 25 years, specializing in tailored insurance solutions for niche markets. Our expertise spans alarm companies, security guard services, and private investigative firms, providing comprehensive coverage including general liability, workers' compensation, and employment practices liability. We prioritize cost-effective protection while maintaining superior service quality, leveraging deep industry knowledge to address unique risks. Our nationwide programs cater to businesses of all sizes, from small family operations to large national firms.With a focus on integrity and innovation, we deliver personalized support through experienced professionals dedicated to the security sector. Our commitment to accountability ensures clients receive transparent guidance and competitive rates. By combining specialized underwriting with responsive claims management, we help security businesses mitigate risks and focus on operational excellence. Our track record demonstrates consistent value creation for clients seeking reliable insurance partnerships.
Services
General Liability
Workers' Compensation
Business Auto
Umbrella Liability
Employment Practices Liability
Details
- Year established: 1991
Highlights and features
- We have 25+ years of experience in security industry insurance
- Our programs are specifically designed for security niche industries
- We serve businesses nationwide with tailored coverage options
- We provide cost-effective solutions without compromising coverage quality
- Our team offers dedicated support for security-specific risks
Services
General Liability
Comprehensive general liability protection for security businesses includes assault & battery coverage, errors and omissions, personal injury claims, and employee dishonesty protection. Our policies offer limits up to $5 million per occurrence with flexible rating options. This coverage helps security firms manage third-party claims while maintaining operational continuity.
Workers' Compensation
Specialized workers' compensation insurance with 24/7 claims service and return-to-work programs. Our plans include risk management services and safety group dividends for Texas companies. This coverage protects security businesses against work-related injury claims while supporting employee recovery and workplace safety.
Business Auto
Business auto insurance covering liability up to $2 million CSL with available endorsements for rental reimbursement and gap coverage. Our policies accommodate new ventures and include primary wording options. This protection addresses vehicle-related risks for security companies requiring mobile operations and equipment transport.
Umbrella Liability
Umbrella liability insurance providing up to $10 million in additional protection with true follow-form coverage. Available through admitted and non-admitted carriers, this policy extends existing liability limits to cover catastrophic claims. It offers critical risk transfer for security businesses facing high-exposure scenarios.
Employment Practices Liability
EPL insurance covering claims related to discrimination, harassment, and wrongful termination. Our cost-effective plans protect against employment-related lawsuits with coverage for legal defense and settlements. This policy addresses modern HR risks for security companies managing diverse workforces.
Questions
What security industry insurance products do you offer?
We provide general liability, workers' compensation, business auto, umbrella liability, and employment practices liability insurance specifically tailored for security businesses.
Do you cover alarm companies specifically?
Yes, we offer specialized insurance programs for alarm installation and monitoring companies with coverage for burglary, fire, and carbon monoxide systems.
Are your policies available nationwide?
Our insurance programs are available nationwide through highly rated carriers with expertise in the security industry.
How do you handle workers' compensation claims?
We provide 24/7 claim reporting, return-to-work programs, and risk management services to help security businesses manage workers' compensation claims effectively.
Can new security businesses get coverage?
Yes, our business auto and general liability programs accept new ventures with flexible underwriting options and experience rating plans.
What risk management resources do you provide?
We offer safety group dividends, managed care facility partnerships, and customized risk mitigation strategies for security industry clients.
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