Business Details
35 Years
experience
Trusted Credit Counseling & Debt Relief Services
Consumer Credit Counseling Service (ACCC) has been empowering individuals and families to regain control of their financial lives since 1991. Our nonprofit organization specializes in credit counseling, debt management programs, and financial education, serving over 2 million clients nationwide. With a team of certified credit counselors, we provide personalized solutions to help clients reduce debt, improve credit scores, and build long-term financial stability. Our Debt Management Plans (DMPs) offer a structured path to financial freedom by consolidating unsecured debts into manageable monthly payments with reduced interest rates.As a BBB A+ rated agency and member of the National Foundation for Credit Counseling (NFCC), we combine industry expertise with a commitment to ethical practices. Our services extend beyond debt relief to include housing counseling, bankruptcy guidance, and educational resources that equip clients with essential financial literacy skills. By prioritizing client confidentiality and offering multilingual support, we ensure accessible, trustworthy assistance for diverse communities across all 50 states.
Services
Credit Counseling
Debt Management
Bankruptcy Counseling
Housing Counseling
Financial Education
Details
- Year established: 1991
Highlights and features
- 30+ years of experience in nonprofit credit counseling
- Better Business Bureau A+ rated organization
- NFCC-certified credit counseling professionals
- Multilingual support available for diverse clients
- Nationwide service with local office accessibility
Associations and certifications
- Better Business Bureau
- National Foundation for Credit Counseling (NFCC)
- COA Accredited
What people say
Debt-free success
Financial stability achieved
Knowledgeable counselors
Personalized options
Highly recommend services
Services
Credit Counseling
Our certified credit counselors provide personalized financial assessments and tailored debt reduction strategies. We help clients understand their financial situation, create realistic budgets, and develop sustainable debt repayment plans. With expertise in creditor negotiations and financial education, we empower clients to achieve long-term financial stability through ethical, nonprofit-focused solutions.
Debt Management Plans
Our Debt Management Plans consolidate unsecured debts into one manageable monthly payment with reduced interest rates. We work directly with creditors to negotiate favorable terms while providing ongoing financial education. This structured program typically resolves debt within 3-5 years through consistent monthly payments and professional account management.
Bankruptcy Counseling
We offer mandatory pre-bankruptcy counseling and post-bankruptcy financial education required by federal courts. Our certified counselors help clients understand bankruptcy implications, explore alternatives, and develop post-bankruptcy financial recovery strategies. Services include document preparation and court-compliant counseling sessions conducted online or by phone.
Housing Counseling
Our HUD-certified housing counselors provide reverse mortgage counseling, homebuyer education, and foreclosure prevention assistance. We help clients understand mortgage options, improve housing affordability, and navigate housing crisis situations with personalized solutions and educational resources.
Financial Education
We deliver comprehensive financial literacy programs covering budgeting, credit management, retirement planning, and debt prevention strategies. Our educational resources include workshops, online calculators, and personalized coaching to help individuals and families build sustainable financial habits and improve long-term economic well-being.
People
Allen Amadin
Chief Executive Officer
Allen Amadin leads ACCC's mission to provide accessible financial solutions with over 25 years of nonprofit credit counseling experience. He advocates for consumer financial empowerment through policy development and innovative debt management programs.
Questions
What debt relief options do you offer?
We provide credit counseling, debt management plans, bankruptcy counseling, housing counseling, and financial education programs.
How do your debt management plans work?
Our DMPs consolidate unsecured debts into one monthly payment with reduced interest rates through creditor negotiations.
Are your services confidential?
Yes, we guarantee 100% confidentiality and secure handling of all client financial information.
Do you offer multilingual support?
We provide counseling services in both English and Spanish to better serve diverse communities.
How are you different from for-profit debt companies?
As a nonprofit, we prioritize client financial wellness over profits with transparent, ethical counseling practices.