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Business Details
33 Years
experience
Your Trusted Auto Dealers in Amarillo, TX
Auto Sales & Finance has been serving the Amarillo, Texas area since 1993, providing dependable transportation solutions and credit-building opportunities. As a locally owned and operated dealership, we pride ourselves on our A+ accreditation from the Better Business Bureau and our commitment to customer satisfaction. Our team specializes in helping individuals with diverse credit histories navigate the car-buying process with personalized financing options. We offer a wide selection of pre-owned vehicles, including late-model cars, trucks, vans, and SUVs, ensuring every customer finds a reliable vehicle that meets their needs. Our sales professionals prioritize transparency and dignity, guiding clients through every step of ownership with respect and expertise.

By reporting full payment history to major credit bureaus, we actively support our customers' efforts to rebuild or establish credit. Our 'buy here, pay here' model eliminates traditional lending barriers, enabling on-the-spot approvals and flexible down payment options starting at $500. With two convenient locations in Amarillo, we serve communities including Canyon, Borger, Hereford, and Pampa. Our dedication to community impact extends beyond vehicle sales, focusing on long-term customer relationships and financial empowerment. For over three decades, we have maintained our reputation as a trusted partner in automotive ownership, combining quality inventory with accessible financing solutions.
Services
Pre-Owned Vehicles Auto Financing Credit Rebuilding Buy Here Pay Here Vehicle Selection
Details
  • Year established: 1993
Highlights and features
  • We offer over 30 years of experience in pre-owned vehicle sales.
  • Our team provides personalized credit rebuilding solutions.
  • We report full payment history to major credit bureaus.
  • We have a wide selection of late-model pre-owned vehicles.
  • Our staff offers on-the-spot approval decisions.
Associations and certifications
  • Better Business Bureau (BBB)
What people say
Great experience Helped put us in the exact vehicle
Services
Pre-Owned Vehicle Sales
Auto Sales & Finance offers an extensive inventory of late-model pre-owned vehicles including cars, trucks, vans, and SUVs. Our selection caters to diverse budget requirements while maintaining quality standards. Sales professionals work closely with customers to find reliable transportation solutions that meet their specific needs.
Credit Rebuilding Financing
Our specialized financing programs help customers establish or rebuild credit through consistent payment reporting to major credit bureaus. As a 'buy here, pay here' dealership, we provide direct lending solutions without traditional bank involvement. This approach enables personalized credit solutions for individuals with challenging financial histories.
On-Site Credit Approval
We offer immediate credit decisions through our in-house financing department. This eliminates waiting periods associated with external lenders while providing transparent approval processes. Customers benefit from streamlined paperwork and same-day purchasing opportunities with flexible down payment options.
Vehicle Selection Assistance
Our experienced sales team provides personalized vehicle matching services based on customer needs and budget constraints. We maintain a diverse inventory to accommodate different lifestyle requirements while ensuring proper vehicle condition and reliability. The process emphasizes customer education and informed decision-making.
Credit History Reporting
We actively report complete payment histories to major credit bureaus, helping customers build positive credit profiles. This service specifically benefits individuals recovering from financial difficulties by documenting responsible payment behavior. The reporting process supports long-term credit improvement goals through consistent account management.
Questions
Do you offer financing for customers with bad credit?
Yes, we specialize in credit rebuilding solutions and report payments to major bureaus.
What types of vehicles do you have available?
We offer a wide selection of late-model pre-owned cars, trucks, vans, and SUVs.
How does your 'buy here, pay here' model work?
We act as the lender, providing on-the-spot approvals without traditional bank requirements.
Are there any down payment requirements?
Yes, we offer low down payments starting at $500 for qualified buyers.
Do you have multiple locations in Amarillo?
Yes, we operate at both Canyon Drive and 10th Avenue locations in Amarillo.
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