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Your Trusted Insurance Partner in Holden, MA
At PJ Lombardo Insurance, our primary mission is to help clients and their families secure tailored insurance solutions through a family-oriented and community-conscious approach. We prioritize understanding individual risks to recommend coverage that protects what matters most, leveraging our 40+ years of combined experience in the industry. Our team of licensed insurance advisors specializes in simplifying complex policies, offering personalized guidance to ensure clients fully comprehend their coverage. As an independent agency, we represent multiple insurance companies, providing diverse options for auto, home, and business insurance. We emphasize client satisfaction by maintaining transparency, offering 24/7 support, and ensuring prompt assistance during claims processes.

Our community-focused values drive our commitment to exceeding expectations, whether serving individuals or businesses across Massachusetts and New Hampshire. We specialize in risk management solutions for contractors, nonprofits, veterinary offices, schools, and cannabis businesses, among others. Clients consistently praise our dedication to delivering customized coverage and exceptional service. With offices in Holden, MA, we serve communities including Rutland, Paxton, Princeton, and Sterling. Our approach combines technical expertise with a personal touch, ensuring clients feel confident in their insurance decisions.
Services
Auto Insurance Home Insurance Business Insurance Contractor Insurance Non-Profit Insurance Veterinary Office Insurance School Insurance Cannabis Insurance Umbrella Insurance Watercraft Insurance
Highlights and features
  • We represent multiple insurance companies to find you the best coverage
  • Our agents have 40+ years combined insurance industry experience
  • We provide personalized service with a family-oriented approach
  • We offer comprehensive risk management solutions for unique businesses
  • We maintain 24/7 client support for policyholder emergencies
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting drivers against bodily injury liability, property damage, medical payments, and uninsured motorist scenarios. Our policies include physical damage coverage for collision and comprehensive protection, plus rental reimbursement options. With expertise in Massachusetts regulations, we help ensure proper USDOT number compliance for commercial vehicles.
Business Insurance
Our business insurance programs protect companies of all sizes with tailored risk management solutions. We specialize in contractor insurance, nonprofit coverage, veterinary office policies, school insurance, and cannabis business protection. Our agents help businesses navigate liability coverage, property protection, and industry-specific regulatory requirements across Massachusetts and New Hampshire.
Home Insurance
We offer customized home insurance policies protecting against common risks including fire, theft, and weather damage. Our coverage options include dwelling protection, personal property coverage, liability protection, and additional living expenses during displacement. We help homeowners understand policy details and select appropriate coverage limits for their specific needs.
Contractor Insurance
Our contractor insurance solutions provide comprehensive protection for construction professionals including general liability, workers' compensation, and commercial auto coverage. We serve residential and commercial contractors with specialized policies addressing job site risks, equipment protection, and regulatory compliance requirements specific to Massachusetts and New Hampshire operations.
Non-Profit Insurance
We design insurance programs specifically for nonprofit organizations covering liability protection, directors and officers coverage, and property insurance. Our solutions address unique risks faced by charities, schools, and community organizations while helping maintain compliance with state-specific regulations for tax-exempt entities.
Questions
How does PJ Lombardo Insurance help me choose the right policy?
We take time to understand your unique needs and risks, then recommend customized coverage options from multiple carriers.
What areas do you serve?
We serve all of Massachusetts and New Hampshire, including Holden, Rutland, Paxton, Princeton, and Sterling.
What types of business insurance do you offer?
We provide contractor insurance, nonprofit coverage, veterinary office policies, school insurance, and cannabis business protection.
How quickly can I get an insurance quote?
Contact us through our website or call 508-829-7100 to receive a personalized quote within one business day.
Do you offer 24/7 claims support?
Yes, our team provides emergency assistance and claims guidance at any time through our 24/7 client center.