Business Details
27 Years
experience
Your Reliable Loan Partner in Northeast Tennessee & Southwest Virginia
Since 1999, CASH has provided accessible financial solutions to residents of East Tennessee, Southwest Virginia, and surrounding Appalachian regions. As a locally owned and operated business, we specialize in payday loans, title loans, installment loans, and flexible credit options designed to meet urgent financial needs. Our commitment to fair lending practices includes competitive interest rates, transparent terms, and personalized customer support.With multiple branch locations across Northeast Tennessee and Southwest Virginia, we prioritize convenience and accessibility while maintaining compliance with federal regulations like the Fair Debt Collection Practices Act. Our team of lending professionals works directly with clients to determine appropriate loan amounts without overextension, offering flexible repayment options tailored to individual financial circumstances.
Services
Payday Loans
Title Loans
Installment Loans
Flex Credit Lines
Emergency Loans
Details
- Year established: 1999
Highlights and features
- We offer fast loan approval with no early repayment penalties
- Our loan terms adapt to individual financial circumstances
- Competitive interest rates across all loan categories
- Dedicated customer support at seven regional branch locations
- Locally owned lending services since 1999
Services
Check Advance Loan
Check Advance Loans provide immediate cash access through short-term, single-payment agreements. Customers receive funds by writing a personal check or authorizing an electronic draft against their checking account. These loans range from $25 to $450 with terms aligned to the borrower's pay cycle. Our no-penalty policy allows early repayment without additional fees.
Signature Advance Loan
Signature Advance Loans offer structured financing from $100 to $10,000 with fixed monthly payments. Available as secured or unsecured options, these loans consider credit history and collateral like personal property or co-signers. Terms extend up to 24 months, providing predictable repayment schedules for larger financial needs.
Title Advance Loan
Title Advance Loans use vehicle ownership as collateral for amounts between $100 and $10,000. Borrowers maintain vehicle use while repaying through 30-day terms or monthly installments. Our competitive rates and reducing balances differentiate these loans from traditional title financing options in Tennessee.
Flex Advance Loan
Flex Advance Loans provide adaptable credit lines up to $4,000 with customizable payments. Borrowers pay principal percentages plus interest on remaining balances, similar to credit card structures. This service features lower rates than industry averages while maintaining payment flexibility for uncertain financial timelines.
Emergency Loan Services
Emergency loan services combine multiple financing options for immediate financial crises. Available through all loan products, these services prioritize quick approval and same-day funding. Our seven branch locations ensure accessible support for unexpected expenses like medical bills, vehicle repairs, or utility payments.
Questions
What loan options are available for first-time borrowers?
First-time borrowers qualify for Check Advance Loans up to $450 or Flex Advance Lines up to $4,000. No prior borrowing history required for initial applications.
How quickly can I receive funds after approval?
Approved applicants receive cash immediately at branch locations. In-person applications complete funding within one business day.
What documents are required for loan applications?
Bring valid photo ID, recent pay stub, utility bill for address verification, and bank statement for Check Advance Loans.
Can I repay my loan early without penalties?
Yes, The CASH Company never charges prepayment penalties. Pay off any loan at any time without additional fees.
What happens if I default on a loan?
Delinquent accounts may be reported to credit agencies and referred to collection agencies per Fair Debt Collection Practices Act guidelines.
Do you offer online loan management tools?
While applications require in-person or phone submission, our website provides payment calculators and loan comparison tools for informed decisions.
