Business Details
21 Years
experience
Trusted Business Insurance Solutions in Huntington Beach
Founded in 2005 by Solomon Williams and Mark Habibeh, Excelsure Insurance Services was established to protect the entrepreneurial spirit of California business owners. Our journey began in a small warehouse space, where we committed to providing tailored insurance solutions that address the unique risks faced by businesses. Over the years, we've developed specialized programs to combat fraudulent claims and reduce workers' compensation costs, helping clients save significantly on premiums. Our team combines deep industry expertise with a client-first approach, offering risk management, claims advocacy, and customized coverage strategies. With decades of collective experience, we empower businesses through proactive safety training, policy optimization, and dedicated account management.Our success stories demonstrate our ability to deliver measurable results, including substantial premium reductions and improved claims outcomes. We maintain strong relationships with multiple carriers to ensure competitive pricing and comprehensive protection. Our commitment to excellence has earned us long-term partnerships with clients across diverse industries, from hospitality to construction. As an independent agency, we prioritize client needs over carrier interests, ensuring unbiased recommendations and personalized service. This philosophy continues to drive our growth and reinforce our position as trusted advisors in the business insurance sector.
Services
Business Insurance
Risk Management
Claims Advocacy
Workers Compensation
Gas Station Insurance
Details
- Year established: 2005
Highlights and features
- We specialize in business insurance with 19 years of industry-specific expertise
- Our proprietary claims management program reduces costs through fraud detection
- Dedicated account managers provide personalized service and policy optimization
- Proven track record saving clients up to 50% on workers' compensation premiums
- Independent agency access to multiple carriers ensures competitive pricing options
What people say
Amazing customer service
Exceeded expectations
Promptness and willingness to serve
Instrumental in keeping us competitive
Peace of mind with coverage
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to California companies' specific needs. Our policies protect against property damage, liability claims, and operational risks while ensuring compliance with state regulations. With access to multiple carriers, we create customized coverage packages that balance protection and affordability for businesses of all sizes.
Risk Management
Our proactive risk management services help businesses identify and mitigate potential hazards before they become claims. We offer safety training programs, ergonomic assessments, and policy development to reduce workplace injuries and lower insurance costs. Our proprietary fraud detection system identifies suspicious claims patterns to protect clients from financial losses.
Claims Advocacy
We provide dedicated claims advocacy to ensure fair treatment during the insurance process. Our team works directly with carriers to expedite legitimate claims while challenging fraudulent or inflated demands. Through strategic negotiations and documentation review, we help clients achieve favorable outcomes and maintain premium stability over time.
Workers Compensation
Specialized workers' compensation solutions protect businesses against costs associated with workplace injuries. We help clients navigate California's complex regulations while implementing safety programs that reduce incident rates. Our claims management expertise has secured premium reductions of up to 50% for businesses through ex-mod improvements and fraud mitigation.
Gas Station Insurance
Tailored insurance programs for gas station operators address unique risks like fuel spills, equipment breakdowns, and customer liability claims. Our coverage includes property protection, environmental liability, and business interruption insurance. We understand the specific challenges of this industry and provide customized solutions that protect both assets and profitability.
People
Solomon Williams
Co-Founder
Co-founded Excelsure Insurance Services in 2005 with Mark Habibeh to address gaps in business insurance coverage. Brings extensive industry experience and a client-focused approach to insurance solutions. Recognized for developing innovative programs that combat insurance fraud and reduce client costs.
Mark Habibeh
Co-Founder
Co-founder with 19 years of insurance industry expertise. Specializes in workers' compensation and risk management solutions. Instrumental in developing the agency's proprietary claims management system that has saved clients millions in premium costs. Maintains strong carrier relationships to secure competitive pricing.
Rebecca Plank
Account Manager
Experienced insurance professional with a proven track record in client acquisition and retention. Recognized for exceptional service that combines thorough market knowledge with personalized attention. Successfully transitioned multiple long-standing accounts through superior service and competitive offerings.
Holly H.
Client Service Representative
Dedicated client service professional known for prompt, detailed assistance and problem-solving capabilities. Maintains high client satisfaction through responsive communication and proactive issue resolution. Recognized for handling complex transactions under tight deadlines while maintaining service quality.
David Wilson
Insurance Agent
Experienced agent specializing in personal and commercial insurance products. Helps clients find cost-effective solutions while maintaining comprehensive coverage. Known for thorough market analysis and ability to explain complex insurance concepts in accessible terms to business owners.
Questions
What types of business insurance do you offer?
We provide comprehensive commercial insurance including general liability, property coverage, workers' compensation, business interruption, and specialized programs for industries like gas stations and restaurants.
How do you help reduce insurance costs?
Through proactive risk management, fraud detection programs, and competitive carrier negotiations. Our proprietary claims management system has reduced premiums by up to 50% for many clients.
Can you help with existing insurance claims?
Yes, our claims advocacy team works to resolve open claims efficiently while protecting your interests. We've successfully closed fraudulent claims and reduced reserves for numerous clients.
Do you work with small businesses?
Absolutely. We specialize in serving small to mid-sized businesses across California, providing tailored solutions that match their specific risk profiles and budget requirements.
How quickly can you provide coverage?
We often secure coverage within 2 hours for urgent needs. Our streamlined process and carrier relationships allow rapid policy implementation without compromising on appropriate risk assessment.
What areas do you serve?
Primarily serving California businesses with specialized programs for industries across the state, including Los Angeles, Orange County, and surrounding regions.
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