Business Details
Your Trusted Insurance Partner in Flower Mound, TX
JME Insurance has served Texas businesses and individuals for four decades, establishing itself as a trusted partner in navigating complex insurance landscapes. As an independent brokerage, we provide access to multiple carriers, tailoring health, dental, life, and disability insurance solutions for employers and individuals. Our team of experienced agents specializes in demystifying coverage options, offering personalized service to small and mid-sized groups while maintaining long-term client relationships.We prioritize clarity, helping clients understand their choices and adapt benefit packages as their needs evolve. With a client-focused approach, we deliver white-glove service and rapid response times, ensuring policyholders maximize their insurance benefits. Our expertise spans Medicare supplements, travel medical insurance, and health savings accounts, addressing diverse coverage requirements across life stages.
Services
Group Health Insurance
Individual ACA Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Medicare Supplements
Travel Medical Insurance
Highlights and features
- We specialize in serving small to mid-sized businesses with dedicated account management
- Our agents provide tailored recommendations from multiple insurance carriers
- We offer white-glove service with rapid response times for policyholders
- Our team demystifies complex insurance options with clear explanations
- We maintain long-term client relationships with annual plan reevaluations
Services
Group Health Insurance
Affordable health insurance solutions for small to mid-sized employers seeking competitive employee benefits packages. We help businesses select plans that balance cost-effectiveness with comprehensive coverage while ensuring compliance with regulatory requirements. Our team provides ongoing support for enrollment, renewals, and plan modifications.
Medicare Supplements
Medigap plans that cover out-of-pocket costs for Original Medicare recipients. These policies help reduce financial risk by covering copays, coinsurance, and deductibles while providing predictable healthcare expenses for retirees. We offer personalized guidance to help seniors select appropriate supplement levels.
Health Savings Accounts
HSA-qualified high-deductible health plans paired with tax-free savings accounts for medical expenses. We help clients establish HSAs to reduce taxable income while accumulating funds for current and future healthcare needs. Our guidance covers contribution limits, eligible expenses, and investment growth strategies.
Travel Medical Insurance
Emergency medical protection for international travelers facing unexpected illnesses or injuries abroad. Our GeoBlue policies provide up to $1 million in coverage with no deductible, including medical evacuation services. We assist travelers in selecting appropriate coverage durations and understanding policy benefits.
Individual ACA Insurance
Affordable health insurance options for individuals and families through the Health Insurance Marketplace. We help clients apply for premium tax credits to reduce monthly costs while ensuring coverage meets essential health benefit requirements. Our support includes plan comparisons and enrollment assistance.
Questions
What types of insurance do you offer?
We provide group health, individual ACA, dental, vision, life, disability, Medicare supplements, and travel medical insurance for Texas residents and businesses.
Do you help with Health Savings Account enrollment?
Yes, we offer HSA-qualified high-deductible health plans and guidance on establishing tax-advantaged savings accounts for medical expenses.
Can you assist small businesses with employee benefits?
We specialize in helping small to mid-sized businesses design competitive benefits packages tailored to their specific workforce needs and budget constraints.
Do you offer Medicare plan comparisons?
Yes, we provide detailed comparisons of Medicare supplement plans and Advantage options to help seniors select appropriate coverage.
Is travel medical insurance available for international trips?
We offer GeoBlue travel medical insurance policies that provide emergency coverage up to $1 million for trips outside the United States.
How do you help clients understand insurance options?
Our agents provide personalized consultations explaining plan features, costs, and coverage limitations to help clients make informed decisions.