Business Details
25 Years
experience
Emergency
services
Your Trusted Phoenix Bankruptcy Law Firm
Berkley Law Office has provided dedicated bankruptcy legal services to Arizona residents since 2001. Our founder, Martin J. Berkley, brings over three decades of specialized experience in consumer bankruptcy law to help individuals and families achieve financial relief. We focus exclusively on Chapter 7 and Chapter 13 bankruptcy solutions, with a proven track record of filing thousands of successful cases across Maricopa County.Our practice combines compassionate client support with strategic legal expertise to stop foreclosures, eliminate debt, and create customized repayment plans. We maintain transparent communication throughout the bankruptcy process while offering free initial consultations to all clients. Our office operates with extended availability to accommodate client needs, ensuring timely responses to after-hours inquiries.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Foreclosure Defense
Debt Elimination
Financial Reorganization
Details
- Year established: 2001
Highlights and features
- 30+ years of specialized bankruptcy law experience since 1990
- Successfully filed thousands of Arizona bankruptcy cases since 2001
- Personalized legal strategies tailored to individual financial situations
- Immediate action to stop foreclosure sales and creditor harassment
- Transparent fee structure with court-approved payment plans
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates qualifying debts through asset liquidation. This process provides immediate relief from creditor harassment while preserving essential assets. Our attorneys help determine eligibility through the bankruptcy means test and guide clients through debt discharge proceedings.
Chapter 13 Bankruptcy
Chapter 13 establishes court-approved repayment plans for debt management. This solution protects assets while restructuring mortgage arrears, vehicle loans, and tax obligations. We create customized payment schedules based on disposable income calculations over 36-60 month terms.
Foreclosure Defense
Our foreclosure defense services utilize Chapter 13 bankruptcy to stop home sales instantly. We implement lien stripping strategies to remove second mortgages and restructure payment plans. This comprehensive approach preserves home equity while addressing underlying debt issues.
Debt Relief Consultation
Free initial consultations evaluate individual financial situations and bankruptcy options. Our attorneys analyze debt composition, income status, and asset protection needs. This assessment determines optimal debt relief strategies while explaining legal rights and obligations.
Lien Stripping
Lien stripping removes unsecured second mortgages through Chapter 13 proceedings. This specialized service requires court approval and specific eligibility criteria. We guide clients through the process of eliminating unnecessary mortgage obligations while preserving primary residence equity.
People
Martin J. Berkley
Founder/Attorney
Martin J. Berkley has practiced bankruptcy law exclusively since 1990. With over 30 years of experience, he has filed thousands of successful Arizona bankruptcy cases. His practice focuses on compassionate client representation and strategic debt relief solutions.
Questions
What is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy eliminates qualifying debts through asset liquidation. This process provides immediate creditor relief while preserving essential assets through Arizona's exemption laws.
How does Chapter 13 stop foreclosure?
Chapter 13 bankruptcy creates an automatic stay that halts foreclosure proceedings. This allows homeowners to restructure mortgage arrears into a 3-5 year repayment plan while maintaining current payments.
Can bankruptcy stop wage garnishment?
Yes, bankruptcy filing triggers an automatic stay that immediately stops wage garnishments. This protection applies to most unsecured debt collections through both Chapter 7 and Chapter 13 proceedings.
What debts cannot be discharged?
Non-dischargeable debts include most student loans, recent tax obligations, child support, and debts resulting from fraud or malicious conduct. Our attorneys provide detailed evaluations during free consultations.
How much does bankruptcy cost?
Attorney fees vary by case complexity. Chapter 7 typically costs $1,500-$2,500 while Chapter 13 fees up to $4,000 can be included in repayment plans. Court filing fees apply separately.
