Business Details
34 Years
experience
Your Trusted Mortgage Partner for Homeownership Solutions
Leader One Financial was founded in 1992 in Kansas City with a commitment to Midwestern values of respect, integrity, and fairness. Starting as a single mortgage lender, we have grown to operate over 90 branches with more than 600 team members, including 300+ licensed originators. Our company specializes in originating billions of dollars in mortgages annually while managing over $1 billion in conventional and government loans. We maintain a customer-centric approach, offering personalized experiences and a wide range of loan programs tailored to individual financial needs. Our team consists of seasoned professionals dedicated to providing expert guidance and innovative solutions in a rapidly evolving financial landscape.Transparency and honesty form the foundation of our services, ensuring clients are well-informed at every stage of the mortgage process. With recognition as a Top Mortgage Lending Company and Best Company to Work For, we combine industry expertise with a supportive workplace culture. Our mission remains focused on turning homeownership dreams into reality through world-class service and competitive mortgage options. We serve first-time homebuyers and experienced real estate investors alike, maintaining genuine fairness and respect in every client interaction. Leader One Financial continues to uphold its founding principles while delivering exceptional experiences to clients and partners across the nation.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
HELOC
Reverse Mortgages
Construction Loans
Jumbo Loans
Manufactured Home Loans
Adjustable Rate Mortgages
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience in mortgage lending since 1992.
- Our customer-centric approach prioritizes personalized mortgage solutions.
- Transparent transactions ensure no hidden fees or unkept promises.
- We offer a wide selection of loan programs for all homebuying needs.
- Our team includes 300+ licensed mortgage professionals with industry expertise.
Services
HELOC
A Home Equity Line of Credit (HELOC) provides access to funds based on home equity. This flexible financing option allows homeowners to use funds for improvements, major purchases, or financial needs. Our HELOC program offers competitive rates and customizable repayment terms to suit various financial situations.
Conventional Loans
Conventional mortgage loans offer fixed and adjustable rate options for homebuyers with strong credit profiles. These loans typically require higher down payments but provide competitive interest rates and flexible terms. Our conventional loan program caters to both first-time and experienced homebuyers.
FHA Loans
FHA-insured loans provide accessible homeownership opportunities with lower down payment requirements. Designed for borrowers with moderate credit scores, these loans feature competitive interest rates and flexible qualification criteria. Our FHA loan specialists guide clients through the entire process.
VA Loans
VA loans offer exclusive benefits to eligible veterans and military personnel. These zero-down payment mortgages feature competitive rates and no private mortgage insurance requirements. Our dedicated VA loan team supports service members through the entire home financing journey.
Reverse Mortgages
Reverse mortgages provide financial solutions for homeowners aged 62 and older. This program allows seniors to convert home equity into tax-free funds while maintaining property ownership. Our reverse mortgage specialists offer personalized consultations to determine suitability.
People
Adam Schwartz
Chief Financial Officer
Adam Schwartz brings extensive financial expertise to Leader One Financial as Chief Financial Officer, overseeing the company's financial operations and strategic growth initiatives.
Michael Brady
Chief Information Officer
Michael Brady leads technology strategy at Leader One Financial, ensuring innovative digital solutions that enhance mortgage processing efficiency and client experience.
Kimberly Palmer
Chief Operations Officer
Kimberly Palmer directs daily operations at Leader One Financial, focusing on process optimization and maintaining high standards of service excellence across all branches.
Christian Wolf
Chief Legal & Compliance Officer
Christian Wolf ensures regulatory compliance and manages legal affairs for Leader One Financial, maintaining the company's commitment to ethical business practices.
Todd Leddon
President/Chief Production Officer
Todd Leddon leads production efforts at Leader One Financial, driving mortgage origination growth while maintaining focus on client satisfaction and service quality.
Questions
What types of mortgage loans does LeaderOne Financial offer?
We offer conventional, FHA, VA, USDA, HELOC, reverse mortgages, construction loans, jumbo loans, and manufactured home loans.
How can I apply for a mortgage with LeaderOne Financial?
Apply online through our website or contact a local loan officer to start your mortgage application process with personalized guidance.
What is a HELOC and how does it work?
A Home Equity Line of Credit (HELOC) lets you borrow against your home's equity with flexible access to funds for various needs.
Are there special mortgage programs for veterans?
Yes, we offer VA loans with exclusive benefits for eligible veterans and military personnel, including zero down payment options.
How can I make a mortgage payment to LeaderOne Financial?
Make payments online through our payment portal or send checks with loan numbers to our Overland Park, Kansas headquarters.
What mortgage calculators are available on your website?
We provide conventional, FHA, VA, affordability, and refinance calculators to help estimate payments and plan your home purchase.
