Business Details
50+ Years
experience
Your Trusted Partner for Agricultural Financing
Texas AG Finance has been a customer-owned cooperative serving rural Texas communities since 1908. As part of the nationwide Farm Credit System established by Congress in 1916, we specialize in agricultural lending, rural home financing, and insurance solutions tailored to the unique needs of farmers, ranchers, and rural property owners. Our cooperative structure ensures members receive competitive rates, personalized service, and cash-back patronage dividends when we perform well financially. With over a century of experience, we combine deep local knowledge with national resources to support sustainable agricultural operations and rural lifestyles.Our team of lending experts understands the cyclical nature of farming and ranching, offering customized financing for land purchases, equipment acquisition, crop production, and home construction on rural properties. We maintain physical offices across Texas while providing digital tools like loan calculators and online banking to streamline financial management for our members.
Services
Agriculture Loans
Home Loans
Land Loans
Crop Insurance
Livestock Insurance
Mortgage Refinance
Construction Loans
Recreational Land Loans
Credit Life Insurance
Insurance Programs
Details
- Year established: 1908
Highlights and features
- We offer over 100 years of specialized agricultural lending experience
- Our cooperative structure returns profits to member-owners through patronage dividends
- We provide financing solutions for all Texas rural property types including barndominiums
- Our local lending experts understand Texas-specific agricultural challenges
- We maintain 25+ branch locations across Texas with online loan management tools
What people say
Great team to work with!
Smoothest property purchases
Timely manner
Tremendous guidance
Professional and courteous
Services
Agriculture Loans
Customized financing solutions for all aspects of agricultural production including crop operations, livestock management, and equipment purchases. Our loans adapt to individual production cycles and commodity requirements while maintaining competitive rates specifically designed for Texas farmers and ranchers. We offer both short-term operating lines and long-term capital financing options.
Land Loans
Specialized financing for rural property acquisition including working farms, recreational ranches, and investment land. We provide competitive rates for both improved and raw land purchases with flexible terms that accommodate various property sizes and usage types across Texas.
Crop Insurance
Comprehensive risk management solutions including federally backed crop insurance programs that protect against weather-related losses and market fluctuations. Our specialists help farmers select appropriate coverage levels for specific crops like cotton, corn, and wheat while ensuring compliance with USDA requirements.
Home Loans
Tailored financing options for rural home purchases, construction projects, and barndominium developments. We offer conventional mortgages and specialized rural home loan programs with flexible acreage considerations and competitive rates for properties across Texas.
Mortgage Refinance
Refinancing solutions designed to improve cash flow and reduce interest costs for existing rural property owners. Our programs include rate-and-term refinancing and cash-out options that accommodate unique rural property characteristics while maintaining competitive pricing.
Questions
What types of agricultural loans do you offer?
We provide customized financing for crop production, livestock operations, equipment purchases, and agribusiness capital needs with flexible terms matching agricultural production cycles.
Do you finance rural home construction?
Yes, we offer specialized construction loans for rural properties including barndominiums with lending experts familiar with non-conforming property requirements.
What areas of Texas do you serve?
We have 25+ branch offices across Texas from the Red River to the Rio Grande Valley with lending specialists familiar with local agricultural conditions.
How does your insurance program work?
We offer USDA-backed crop and livestock insurance programs along with credit life insurance tailored to agricultural operations' unique risk management needs.
What benefits do members receive?
As a cooperative, we return profits to members through patronage dividends and offer competitive rates while maintaining local decision-making authority.