Business Details
19 Years
experience
Bankruptcy Solutions in Springfield, MO
Groce & Dearmon has provided legal representation in bankruptcy matters for nearly three decades, specializing in Chapter 7 and Chapter 13 bankruptcy cases across Southwestern and Southern Missouri for 18 years. Our firm focuses on helping individuals navigate financial challenges through repossession, foreclosure, and debt relief solutions. With deep expertise in bankruptcy law, we serve clients in Cedar, Christian, Dade, Dallas, Douglas, Greene, Howell, Laclede, Oregon, Ozark, Polk, Pulaski, Taney, Texas, Webster, Wright, Barry, Barton, Jasper, Lawrence, McDonald, Newton, Stone, and Vernon counties.Our approach emphasizes client education, personalized legal strategies, and compassionate support throughout the bankruptcy process. We maintain a commitment to accessibility through free initial consultations and flexible payment options, including credit card payments for convenience. As a locally established practice, we combine extensive experience with a dedication to community service, ensuring clients receive both legal expertise and practical guidance tailored to their unique circumstances.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Bankruptcy Protection
Foreclosure Defense
Repossession Relief
Debt Restructuring
Wage Garnishment Defense
Legal Consultation
Details
- Year established: 2007
Highlights and features
- 30 years of combined legal experience in bankruptcy matters
- Specialize in Chapter 7 and Chapter 13 bankruptcy filings
- Serve 24 Missouri counties with local expertise
- Offer free initial consultations for all clients
- Accept flexible payment options including credit cards
What people say
Best in handling bankruptcy
Professional and prompt responses
Changed my life
Guiding light in legal times
True professional from start to finish
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process eliminates unsecured debts while protecting essential assets. Our attorneys guide clients through qualification requirements and court proceedings to achieve financial fresh starts.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy allows debtors to retain assets while restructuring payments over 3-5 years. We help clients develop court-approved repayment plans that balance financial obligations with living expenses. This option provides protection from creditors while maintaining property ownership.
Foreclosure Defense
Our foreclosure defense services help homeowners stop eviction proceedings through bankruptcy filings. We work to negotiate loan modifications and develop payment solutions that preserve home ownership while addressing underlying financial challenges.
Repossession Relief
Repossession relief services focus on recovering personal property and preventing future seizures. We help clients understand their rights and develop payment arrangements that satisfy creditors while maintaining essential assets like vehicles.
Wage Garnishment Defense
Wage garnishment defense protects earned income from creditor seizures. Our attorneys help clients establish manageable payment plans or eliminate garnishments through bankruptcy protections, ensuring financial stability during debt resolution.
People
Shari K. DeArmon
Attorney
Shari K. DeArmon has practiced law in Springfield for nearly 30 years, specializing in bankruptcy cases for 18 years. She provides personalized legal solutions for Chapter 7 and Chapter 13 filings across Southwestern Missouri. Her approach combines legal expertise with compassionate client support.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 and Chapter 13 bankruptcy cases, providing liquidation solutions and debt reorganization plans tailored to individual financial situations.
Do you offer free consultations?
Yes, we provide free initial consultations to discuss your financial situation and explore bankruptcy options without upfront costs.
How can bankruptcy stop foreclosure?
Filing for bankruptcy triggers an automatic stay that immediately halts foreclosure proceedings, giving you time to restructure mortgage payments or explore alternative solutions.
Can I keep my car during bankruptcy?
Our repossession relief services help clients retain essential vehicles through bankruptcy protections and customized payment arrangements that satisfy creditors.
What areas do you serve?
We serve 24 Missouri counties including Greene, Christian, Jasper, and Newton counties, providing bankruptcy solutions across Southwestern and Southern Missouri.
How long does bankruptcy take?
Chapter 7 cases typically complete within 3-6 months, while Chapter 13 requires 3-5 years of structured payments. We'll explain timelines during your free consultation.
