Business Details
Your Trusted Financial Partner
At CU Community Credit Union, we are dedicated to empowering our members to achieve financial well-being through personalized services and innovative solutions. Since our founding, we have prioritized community-driven banking, offering a comprehensive range of products including checking and savings accounts, loans, and investment opportunities. Our team of financial experts brings decades of combined experience in delivering tailored guidance to help members meet their unique goals. We pride ourselves on transparency, ethical practices, and a commitment to continuous improvement, as evidenced by our competitive interest rates and award-winning customer service. Through strategic partnerships and cutting-edge digital tools, we ensure our members have access to the resources they need to thrive.Our educational initiatives and financial wellness programs reflect our dedication to fostering long-term financial literacy. With a focus on building lasting relationships, we strive to be more than just a financial institutionwe aim to be a trusted partner in our members' journeys toward financial success. Our merger with River Region Credit Union has expanded our capabilities, allowing us to serve a broader community with enhanced services. Backed by federal insurance and a strong local presence, we remain committed to delivering exceptional value and support. Every decision we make is guided by our mission to help members grow their financial potential and achieve their dreams.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Loans
Credit Cards
Mortgage Servicing
Online Banking
Financial Wellness
Mobile App
Bill Pay
Highlights and features
- We offer competitive interest rates on checking, savings, and loan products.
- Our mobile banking app provides 24/7 access to account management tools.
- We provide financial education resources through partnerships with experts.
- Our team offers personalized support for mortgage and auto loan applications.
- We serve 17 Missouri counties with locally-focused banking solutions.
Associations and certifications
- NCUA
Services
Checking Accounts
Our checking accounts provide flexible financial management solutions tailored to different life stages and goals. With options like youth accounts, standard checking, and high-yield options, members benefit from competitive interest rates, no hidden fees, and digital banking integration. Each account includes fraud protection and easy access to funds through ATMs and debit cards.
Auto Loans
We offer competitive auto loan rates starting at 4.50% APR for qualified borrowers. Our streamlined application process, personalized rate options, and flexible terms help members purchase new or used vehicles. Loan specialists provide guidance throughout the process, ensuring transparent terms and affordable monthly payments.
Home Loans
Our home loan programs feature rates starting at 5.625% APR with personalized support for first-time buyers and experienced homeowners. Services include conventional mortgages, FHA loans, and home equity lines of credit. Digital tools help estimate payments, while local loan officers provide in-person guidance for purchasing or refinancing property.
Mobile Banking
The mobile app enables 24/7 account access with features like mobile check deposit, bill pay, and real-time transaction tracking. Users can manage multiple accounts, set spending alerts, and securely transfer funds. The platform integrates with Autobooks for business cash flow management and offers biometric login options.
Financial Wellness
Through partnerships with financial education providers, we offer free resources covering budgeting, debt management, and investment basics. Tools include interactive calculators, personalized spending analysis, and guidance for major financial milestones like homeownership and retirement planning.
Questions
How do I open a new account?
Visit our website to start an application online, or visit a local branch to open an account with a valid ID and initial deposit.
What loan options are available?
We offer auto loans, home mortgages, personal loans, HELOCs, and credit cards with competitive rates and flexible terms for qualified applicants.
Is online banking secure?
Yes, our platform uses encryption and multi-factor authentication to protect accounts, with additional security features like transaction alerts and card controls.
Can I apply for loans online?
Yes, most loan applications can be completed online with instant pre-approval options and personalized follow-up from loan specialists.
What financial education resources exist?
Access free budgeting tools, debt calculators, and educational modules through our Banzai partnership, available in our online banking portal.
How do I report a lost card?
Call 1.866.820.4992 immediately to report lost or stolen cards, available 24/7 for emergency assistance.