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Business Details
50+ Years
experience
Your Trusted Mortgage Lender Since 1955
Founded in 1955, Midwest Lending Source has built a legacy of trust and excellence in the mortgage industry. Our core values of honesty, integrity, and customer-first service guide every transaction, ensuring personalized support and timely closings. With over 65 years of experience, we specialize in a wide range of mortgage products, including first-time home buyer loans, VA, FHA, and conventional loans, tailored to meet diverse financial needs.

Our team of licensed professionals operates across 22 states, prioritizing clear communication and stress-free homebuying processes. We pride ourselves on fostering long-term relationships with clients while maintaining a commitment to community growth and homeownership accessibility. Our innovative approach, combined with a deep understanding of market dynamics, positions us as a reliable partner for both first-time and seasoned homebuyers.
Services
First-Time Home Buyer Loan VA Loan FHA Loan Conventional Loan USDA Loan Jumbo Loans Temporary Buydown Loans
Details
  • Year established: 1955
Highlights and features
  • We provide personalized mortgage solutions tailored to individual financial needs.
  • Our team of experienced loan officers is licensed in 22 states.
  • We offer a diverse range of loan programs, including VA, FHA, and conventional options.
  • Our customer-centric approach ensures transparent communication throughout the process.
  • We prioritize timely closings and stress-free homebuying experiences.
Associations and certifications
  • NMLS 138063
What people say
Excellent communication Smooth process Best mortgage experience Prompt answers Gets the job done
Services
First-Time Home Buyer Loan
Designed for first-time buyers, this program offers flexible terms and lower down payments. We guide clients through every step, ensuring accessibility to homeownership while maintaining financial stability. Our team provides personalized support to navigate loan requirements and secure competitive rates.
VA Loan
VA loans provide eligible military members with 0% down payment options and flexible credit requirements. Our specialists simplify the application process, ensuring veterans receive the benefits they deserve while offering transparent communication and timely approvals.
FHA Loan
FHA loans cater to buyers with lower credit scores or higher debt ratios, requiring only 3.5% down. We streamline the process, offering expert guidance to meet FHA guidelines and secure affordable financing for qualified applicants.
Conventional Loan
Conventional loans require as little as 3% down with competitive rates for borrowers with strong credit. Our underwriters work efficiently to ensure smooth approvals, providing clear documentation and personalized support throughout the closing process.
USDA Loan
USDA loans offer 0% down payments for homes in eligible rural areas. We assist buyers in meeting eligibility criteria, ensuring seamless processing and access to affordable financing for qualified applicants.
People
Tom Gershman
Chairman
Tom Gershman leads with decades of industry experience, driving innovation and customer-focused strategies. He champions integrity and community impact in every business decision.
Adam Mason
President
Adam Mason oversees operations with a focus on growth and employee development. His leadership ensures Midwest Lending Source remains a trusted name in residential financing.
Jeff Ogden
Senior Vice President of Production
Jeff Ogden manages loan production, emphasizing efficiency and client satisfaction. His expertise ensures streamlined processes for timely mortgage closings.
Wayne Hoffman
Chief Financial Officer
Wayne Hoffman directs financial strategy, maintaining fiscal health and transparency. His leadership supports sustainable growth and client trust.
Diane Macko
Vice President of Operations
Diane Macko optimizes operational workflows, ensuring seamless service delivery. Her focus on process improvement enhances client experiences across all loan programs.
Questions
What loan programs does Midwest Lending Source offer?
We offer first-time home buyer loans, VA, FHA, conventional, USDA, jumbo, and temporary buydown loans tailored to diverse financial needs.
How do I start the mortgage application process?
Begin by selecting a loan program, then connect with a licensed loan officer to submit your application and required documentation.
In which states does Midwest Lending Source operate?
We are licensed in 22 states, including Missouri, Colorado, Iowa, Tennessee, Florida, and North Carolina.
What makes Midwest Lending Source different from other lenders?
We combine personalized service, timely closings, and a wide range of loan options with a commitment to customer satisfaction since 1955.
Can I apply for a mortgage online?
Yes, start your application online or contact our team for guidance through every step of the process.