Call Now
Website
Call
Business Details
42 Years
experience
Trusted Mortgage Brokers in Vancouver, WA
Creekside Mortgage is a veteran-owned and operated mortgage brokerage with over 80 years of combined experience in the residential lending industry. Founded in 1984, our team of certified professionals specializes in VA, FHA, conventional, and specialized loan programs tailored to meet diverse client needs. We prioritize quality customer service, leveraging our military background to advocate fiercely for clients' home loan goals.

Our expertise in navigating complex financial scenarios and commitment to transparency has earned us a reputation as a trusted partner in the Pacific Northwest. With offices in Vancouver, WA, and Meridian, ID, we serve clients across Idaho, Oregon, Montana, and Washington, offering personalized solutions for first-time buyers, refinancers, and veterans.
Services
VA Loans FHA Loans Conventional Loans Refinance Loans Reverse Mortgages Jumbo Loans Investor Loans Credit Problem Loans
Details
  • Year established: 1984
Highlights and features
  • Veteran-owned with 80+ years of combined lending experience
  • Specialized expertise in VA loan programs for military families
  • Proven track record helping clients with complex financial situations
  • Personalized service with transparent communication throughout the process
  • Local market knowledge across Idaho, Oregon, Montana, and Washington
What people say
Smooth process Excellent communication Veteran-friendly service Competitive rates Quick approvals
Services
VA Loans
Specialized mortgage solutions for veterans and active-duty military members. Our VA loan program offers zero down payment options and competitive rates. We guide clients through the entire process from eligibility verification to closing, leveraging our military expertise to simplify complex requirements while ensuring compliance with VA regulations.
FHA Loans
Government-backed mortgages designed for first-time homebuyers with lower credit scores. Our FHA loan specialists help clients qualify with 3.5% down payments while navigating HUD requirements. We provide clear explanations of mortgage insurance premiums and work with lenders to secure favorable terms for our clients.
Conventional Loans
Standard mortgage products requiring 5% down with flexible qualification criteria. Our team explains conventional loan requirements including debt-to-income ratios and credit score thresholds. We compare multiple lender offerings to find competitive rates while preparing clients for the underwriting process.
Refinance Loans
Opportunities to lower monthly payments through rate-and-term refinancing. We analyze current market conditions to determine optimal timing for refinancing. Our specialists handle cash-out options and streamline processes for qualified borrowers seeking to reduce interest rates or access home equity.
Reverse Mortgages
Financial solutions for homeowners aged 62+ to convert home equity into income. We explain eligibility requirements and payment options while ensuring clients understand long-term implications. Our counselors guide seniors through HUD-approved processes to secure funds for retirement needs.
People
Kerry Greenwald
President / Mortgage Broker
25+ year mortgage industry veteran with NMLS #70269. Serves as primary contact for complex loan scenarios and strategic client consultations.
Gayle Hepler
Sr. Loan Officer
Experienced mortgage specialist with NMLS #120728. Focuses on VA and conventional loans with particular expertise in streamline refinancing.
Nicolle Khounphachansy
Loan Officer Assistant
Key client liaison with NMLS #N/A. Manages documentation workflow and client communications for purchase and refinance transactions.
Elisa Cotton
Loan Officer
Licensed mortgage professional with NMLS #86692. Specializes in first-time homebuyer programs and new construction financing.
Chelsea Vliet
Loan Officer Assistant
Support specialist with NMLS #2086023. Coordinates loan processing and client documentation in Meridian, ID office.
Questions
What loan programs do you specialize in?
We specialize in VA loans for veterans, FHA loans for first-time buyers, conventional loans, jumbo loans, and specialized programs for clients with credit challenges.
Can veterans use VA loans multiple times?
Yes, veterans can reuse VA loan benefits until their full entitlement is utilized, with our team guiding you through eligibility verification.
Do you offer refinancing options?
We provide rate-and-term refinancing, cash-out refinancing, and streamline options including VA IRRRL programs to reduce monthly payments.
How do you assist clients with credit issues?
Our credit problem specialists evaluate your unique situation to identify loan programs accommodating past bankruptcies, foreclosures, or low credit scores.
What areas do you serve?
We operate in Idaho, Oregon, Montana, and Washington with local expertise in Vancouver, WA and Meridian, ID markets.
Are you open to first-time homebuyers?
Absolutely. We provide education on down payment requirements, closing cost assistance options, and mortgage insurance considerations for new buyers.
Videos