Business Details
50+ Years
experience
Your Trusted Credit Union in Vancouver WA
People's Community Federal Credit Union has served the Pacific Northwest since 1952, operating as a member-owned financial cooperative. With over 10,000 members and $279 million in assets, we prioritize community-focused banking through five convenient branches in Vancouver, Battle Ground, and Ridgefield, Washington. Our services include competitive loan programs, high-yield savings accounts, and 24/7 digital banking tools that reflect our commitment to financial accessibility. Governed by a volunteer board elected by members, we maintain a non-profit structure that returns earnings through lower loan rates, higher deposit dividends, and minimal fees. Our Money Management Account ensures equal treatment for all members regardless of account size, while our 24/7 call center and mobile app provide continuous support.Certified by the NCUA for federal insurance up to $250,000, we combine institutional security with personalized service through features like CardLock theft protection and Courtesy Pay overdraft assistance. Our history of mergers and name changesfrom Machinists No. 17 Federal Credit Union to Clark County Community Credit Unionreflects our evolving commitment to expanded service throughout Clark, Cowlitz, and Skamania Counties. Member testimonials consistently highlight our staff's exceptional service, with particular praise for loan officers like Rhys and Patty Grant who deliver personalized financial solutions.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
Safe Deposit Boxes
Wire Transfers
Mobile Banking
Notary Services
Overdraft Protection
Details
- Year established: 1952
Highlights and features
- We return earnings through lower loan rates and higher deposit dividends
- All members receive identical rates regardless of credit score or balance
- 24/7 live call center with personalized financial support
- Member-owned cooperative governed by locally elected board
- CardLock app provides real-time card security controls
Associations and certifications
- NCUA
What people say
Exceptional service
Knowledgeable staff
Competitive rates
Quick processing
Personalized attention
Services
Loyalty Checking
Our Loyalty Checking account offers up to 5.00% APY on balances up to $35,000. This high-yield account requires specific monthly qualifications to earn maximum interest. Members benefit from unlimited transaction capabilities combined with competitive returns, making it ideal for everyday banking needs while growing savings. The account includes standard checking features with added interest-earning potential.
Auto Loans
We provide auto loans with rates starting at 4.50% APR for qualified members. Our financing options cover new and used vehicles including cars, motorcycles, and recreational vehicles. Loan specialists work personally with members to structure terms that match their financial situation while maintaining the same rates for all approved applicants regardless of credit score.
Mobile Banking
Our mobile banking app enables account management from anywhere at any time. Features include mobile check deposit, real-time balance tracking, bill payment, and instant card controls through the CardLock feature. The app maintains bank-level security while providing convenient access to core banking functions 24 hours a day, seven days a week.
Home Equity Line
Home Equity Lines of Credit start at 7.25% APR, offering flexible access to home equity funds. These revolving credit lines allow borrowers to draw funds as needed for home improvements, debt consolidation, or other major expenses. Competitive rates apply equally to all approved members regardless of individual credit scores or account balances.
CardLock Protection
CardLock provides real-time card management through mobile app controls. Members can instantly turn cards on/off, set spending limits, and receive transaction alerts. This free service enhances security against fraud while giving users immediate control over their debit and credit card activity through their smartphones.
People
Rhys
Loan Officer
Experienced loan specialist known for personalized service and quick processing of auto and RV loans. Praised for making complex financial processes accessible to members.
Patty Grant
Financial Advisor
Recognized for exceptional customer service in mortgage and loan transactions. Known for clear communication and tailored financial solutions at the Ridgefield branch.
Ashlee
Branch Manager
Hazel Dell branch manager appreciated for attentive service and problem-solving approach. Leads team that consistently receives member compliments for personalized attention.
Questions
What makes a credit union different from a bank?
As a not-for-profit cooperative, we return earnings to members through better rates and lower fees. Members own the institution through their deposits.
How do I access my accounts after hours?
Our mobile app and online banking provide 24/7 access. The 24/7 call center handles complex requests at any time.
Are all members charged the same rates?
Yes, we offer identical rates to all approved members regardless of credit score or account balance.
What loan types do you offer?
We provide auto, RV, mortgage, home equity, and personal loans with consistent rates for all qualified applicants.
How can I protect my cards from fraud?
Use our free CardLock app to control card usage, receive transaction alerts, and instantly disable lost cards.
