Business Details
Your Trusted Partner for Credit Union Services
AAC Credit Union has been dedicated to providing comprehensive financial solutions tailored to meet the diverse needs of our members. Our team of experienced professionals brings decades of expertise in credit union operations, offering personalized guidance to help individuals and families achieve their financial goals. We specialize in a wide range of services including checking and savings accounts, loan products, mortgage solutions, and financial wellness programs.Our commitment to innovation is evident through advanced digital banking tools like SnapCheck mobile deposit and secure online account management. We prioritize member satisfaction by maintaining transparent practices, competitive rates, and community-focused initiatives that empower financial success.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgages
Credit Cards
Financial Counseling
Mobile Banking
Christmas Club
Overdraft Protection
IRA Accounts
Highlights and features
- We offer free checking accounts with no monthly fees or minimum balances.
- Our credit union provides personalized financial counseling and budgeting tools.
- We have competitive loan rates with APR as low as 5.49% for credit cards.
- Our mobile banking app includes convenient features like SnapCheck mobile deposit.
- We support community initiatives through financial wellness programs and member discounts.
Associations and certifications
- NCUA
Services
Checking Accounts
Our FreePlus Checking account offers no monthly fees or minimum balances. Members enjoy features like overdraft protection, direct deposit, and mobile check deposit. This service provides convenient access to funds while maintaining financial flexibility for everyday banking needs.
Auto Loans
Competitive auto loan rates start at 6.49% APR with flexible terms. We finance new and used vehicles, including boats and motorcycles. Our loan specialists help members secure affordable monthly payments tailored to their budget and credit profile.
Mortgages
Home equity loans and purchase mortgages available with personalized guidance. Services include home improvement financing, refinance options, and pre-approvals. Our experts help members navigate the home buying process with competitive rates and local market knowledge.
Mobile Banking
SnapCheck mobile deposit and 24/7 account access simplify banking. Features include bill pay, e-statements, payment reminders, and real-time transaction tracking. Our app ensures secure, convenient financial management from any location.
Financial Counseling
Free financial counseling helps members master budgeting and debt management. Programs include PIE-Master Your Budget workshops and credit report access. Our advisors provide personalized strategies to improve financial literacy and long-term stability.
Questions
How do I join AAC Credit Union?
Visit any branch location or apply online through our secure portal. Membership requires opening a qualifying account with a minimum deposit. Detailed joining instructions appear under the 'How to Join' section of our website.
What loan rates do you currently offer?
Current rates include APR as low as 5.49% for credit cards, 6.49% for auto loans, and 8.49% for new boat financing. Visit our 'Rates' page for complete details and disclosures.
Can I access accounts through mobile banking?
Yes, our mobile app provides 24/7 access to account balances, bill payment, and SnapCheck mobile deposit. Download the app from your device's app store using search term 'AAC Credit Union'.
Do you offer financial education resources?
We provide free financial counseling, budgeting workshops, and credit report access. Our PIE-Master Your Budget program teaches money management skills through interactive online tools and in-person sessions.
How does the Christmas Club savings account work?
This seasonal account earns 4.00% APY on balances up to $5,000. Members can open accounts at branches or through online banking. Funds become available for holiday spending in November.
