Business Details
32 Years
experience
Trusted Accounts Receivable Factoring Services in Syracuse, NY
Hamilton Group has been a trusted provider of business finance solutions since 1994. Founded by industry veterans with deep expertise in alternative financing, we specialize in accounts receivable factoring designed to meet the dynamic needs of growing businesses. Our innovative programs eliminate traditional barriers like personal guarantees, restrictive term agreements, and escrow accounts while offering flexible, non-recourse financing options. With headquarters in Syracuse, New York, and regional offices nationwide, we have delivered nearly $1 billion in timely financing to thousands of clients across diverse industries.Our team combines decades of banking experience with client-centric service models to provide cost-effective capital solutions that align with operational growth cycles. We maintain strict compliance with financial regulations and prioritize transparent communication, ensuring clients retain full control over customer relationships while accessing immediate working capital. Our proprietary fee structures and rapid funding timelines position us as a leader in the factoring industry.
Services
Accounts Receivable Factoring
Non-Recourse Financing
Invoice Funding
Working Capital Solutions
Flexible Factoring Programs
Details
- Year established: 1994
Highlights and features
- We offer non-recourse factoring with no personal guarantees required
- Our programs include no term agreements or volume requirements
- Clients maintain 100% control over customer relationships
- Competitive rates with per-diem and block-time pricing options
- Funding available within 24 hours of invoice submission
Services
Accounts Receivable Factoring
Our core service converts outstanding invoices into immediate working capital. Businesses sell accounts receivable to Hamilton Group and receive 70-85% of invoice value within 24 hours. The remaining balance, minus a competitive fee, is paid upon customer payment. This solution helps companies maintain steady cash flow without accumulating debt or diluting ownership.
Non-Recourse Factoring
We assume credit risk for approved invoices, protecting clients from customer insolvency. This service covers losses exceeding $5,000 when non-payment results from buyer credit failure. Clients benefit from reduced financial exposure while maintaining flexible access to working capital without personal guarantees or escrow accounts.
Flexible Factoring Programs
Our adaptable programs let businesses choose which invoices to factor and when. With no minimum volume requirements, companies can factor all invoices during growth periods and none during slower months. This seasonal flexibility helps manage cash flow peaks and valleys while maintaining financial control.
Rapid Funding Service
Qualified clients receive funding within 24 hours of invoice submission. The streamlined process includes 3-5 business day setup for new clients and immediate processing for existing accounts. This fast turnaround supports urgent operational needs like payroll, supplier discounts, and expansion opportunities.
Online Client Portal
Our secure platform provides 24/7 access to account management tools. Clients can submit invoices, track funding status, manage customer accounts, and generate financial reports. The system supports individual invoice reconciliation and offers real-time visibility into cash flow positions and transaction history.
People
Michael J. Howe
President
Michael J. Howe founded Hamilton Group in 1994 after gaining extensive banking and alternative financing experience. He pioneered client-friendly factoring programs that eliminated industry-standard barriers. Under his leadership, the company has funded nearly $1 billion in financing while maintaining a client-centric approach to business growth solutions.
Questions
What is accounts receivable factoring?
Factoring converts outstanding invoices into immediate cash. Businesses sell receivables to Hamilton Group and receive 70-85% of invoice value within 24 hours, with the remainder paid upon customer payment.
How does non-recourse factoring work?
Hamilton assumes credit risk for approved invoices. We cover losses over $5,000 when non-payment results from customer insolvency, protecting businesses from financial exposure.
What industries do you serve?
We work with manufacturers, service providers, and distributors across most industries except construction and medical care. Clients include technology firms, transportation companies, and professional services providers.
What are your qualification requirements?
Businesses must be incorporated (LLC/C-Corp/S-Corp), generate $100K+ annual revenue, and invoice creditworthy commercial customers. No prior credit history is required as we focus on customer payment reliability.
How quickly can I receive funding?
New clients complete setup in 3-5 business days. Subsequent invoice funding occurs within 24 hours of submission, with reserve payments returned 3 business days after customer payment receipt.
What fees are associated with factoring?
Fees range from 0.50-1.00% of invoice value per 10-day period. We offer both block-time pricing and per-diem options with no hidden fees or additional charges.