Business Details
31 Years
experience
Your Trusted Bankruptcy Attorneys in Syracuse, NY
Since 1995, Harris & Grady has specialized in debt relief solutions for Central New York residents. Our team focuses exclusively on bankruptcy law, offering personalized guidance through Chapter 7 and Chapter 13 proceedings. With multiple office locations across the region, we provide accessible legal representation to individuals facing financial hardship. Our practice combines deep industry knowledge with compassionate client support, emphasizing long-term financial recovery beyond immediate debt relief.We maintain strong professional relationships with local courts and creditors while prioritizing client education throughout the bankruptcy process. Our attorneys bring decades of combined experience in consumer bankruptcy law, including specialized certifications from the American Board of Certifications. We offer post-bankruptcy credit improvement programs at no additional charge, demonstrating our commitment to comprehensive financial recovery solutions.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Credit Improvement Program
Debt Relief Consultation
Bankruptcy Representation
Details
- Year established: 1995
Highlights and features
- Certified bankruptcy specialists with 20+ years of experience
- Personalized debt relief strategies tailored to individual circumstances
- Complimentary post-bankruptcy credit improvement program
- Multiple office locations across Central New York
- Proven track record helping thousands of clients achieve debt relief
Associations and certifications
- American Board of Certifications
What people say
Respect and understanding
Changed our lives
Protected our assets
Without judgment
Fresh start
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for individuals with limited income. This process eliminates qualifying debts like medical bills and credit card balances while protecting essential assets. Our attorneys guide clients through the exemption process to preserve necessary property.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans for individuals with regular income seeking debt relief. This option allows debtors to retain valuable assets while repaying creditors over three to five years. Our team creates customized payment plans that meet court requirements and client financial capabilities.
Credit Improvement Program
Our complimentary credit improvement program helps clients restore financial standing after bankruptcy. The program includes personalized credit monitoring strategies and responsible borrowing guidance. We provide ongoing support to help clients achieve improved credit scores for future loan opportunities.
Debt Relief Consultation
Initial consultations evaluate individual financial situations and explore available debt relief options. Our attorneys analyze income, assets, and debt composition to recommend appropriate solutions. This comprehensive assessment includes explaining legal protections and procedural expectations.
Bankruptcy Representation
We provide full-spectrum legal representation throughout the bankruptcy process from petition filing to discharge. Our services include creditor negotiations, court document preparation, and trustee meeting representation. We ensure compliance with evolving bankruptcy laws while protecting client interests.
People
Laura Harris-Courage
Attorney at Law
Certified bankruptcy specialist with 20+ years of experience, admitted to all New York state and federal courts. Graduated third in class from University of Utah Law School and holds multiple professional certifications. Focuses exclusively on consumer bankruptcy law.
Questions
What bankruptcy options are available for Central New York residents?
We offer Chapter 7 liquidation bankruptcy for low-income individuals and Chapter 13 reorganization for those with regular income. Both options provide debt relief while protecting essential assets.
How does the bankruptcy process work?
The process begins with a free consultation to assess your financial situation. We'll help you choose the appropriate bankruptcy chapter, prepare required documentation, and represent you through court proceedings.
Can bankruptcy stop wage garnishment and creditor harassment?
Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments, collection calls, and creditor lawsuits. This provides immediate financial relief while your case proceeds.
What post-bankruptcy support do you offer?
We provide a complimentary credit improvement program to help clients rebuild financial standing after bankruptcy, including credit monitoring strategies and responsible borrowing guidance.
How are your services different from other bankruptcy attorneys?
We specialize exclusively in bankruptcy law with certified expertise, offer personalized debt solutions, and provide ongoing support through our credit rebuilding program at no additional charge.
What areas do you serve?
We serve clients throughout Central New York with office locations in Syracuse, Auburn, Binghamton, Oswego, Herkimer, Cortland, Norwich, Oneida, Oneonta, New Hartford, and Watertown.
