Business Details
Your Trusted Mortgage Partner in Salem, Oregon
At Resident Lending Group, we prioritize understanding our clients' unique financial needs to identify loan programs offering optimal terms and competitive interest rates. Our team of seasoned loan professionals brings decades of combined experience in residential, commercial, and specialized lending sectors. We specialize in guiding clients through complex loan processes for primary residences, investment properties, construction projects, and Section 184 Native American loans.Our commitment to personalized service has fostered long-term relationships with clients across Oregon, supported by secure, transparent processes and a proven track record of successful transactions. Our NMLS-certified professionals maintain industry expertise through continuous education, ensuring we deliver innovative solutions that adapt to evolving market conditions.
Services
Residential Loans
Commercial Loans
Construction Loans
Investment Loans
Section 184 Loans
Highlights and features
- We offer 20+ years of mortgage lending experience with personalized service
- Our team includes NMLS-certified loan officers with specialized expertise
- We provide access to diverse loan programs including Section 184 guarantees
- We maintain secure, transparent processes with no third-party data sharing
- Our clients consistently praise our responsive, clear communication
Associations and certifications
- NMLS
What people say
Fabulous to work with
Quick to respond
Super clear communication
Embarrassingly low interest rate
Worked overtime for clients
Services
Residential Loans
We provide tailored mortgage solutions for primary residences, second homes, and vacation properties. Our experienced loan officers help clients navigate conventional, FHA, and specialized loan programs to find optimal financing. With personalized guidance through every step, we ensure competitive rates and terms that match individual financial situations.
Commercial Loans
Our commercial lending experts offer financing solutions for investment properties and business real estate. We specialize in analyzing commercial ventures to structure loans that maximize returns while maintaining risk control. Clients benefit from our deep understanding of commercial property markets and flexible financing options.
Construction Loans
We guide clients through the entire construction financing process from initial planning to project completion. Our dedicated team coordinates with builders and contractors to ensure seamless fund disbursement while maintaining strict budget controls. This service supports both custom home building and major renovation projects.
Investment Loans
Our investment loan specialists help clients build real estate portfolios through strategic financing solutions. We offer expert analysis of rental property potential and structure loans that optimize cash flow. With access to multiple lending channels, we secure favorable terms for both single and multi-unit investment properties.
Section 184 Loans
We specialize in Section 184 Indian Home Loan Guarantee Program financing for Native American borrowers. Our experts handle purchases, refinances, and construction projects within Oregon with deep understanding of tribal eligibility requirements. This service provides favorable terms for qualified applicants through the Bureau of Indian Affairs partnership.
People
Lois Mulrooney
President, Sr. Loan Officer
With over 25 years in mortgage lending, Lois leads our team with expertise in complex loan structures. She specializes in guiding clients through challenging transactions while maintaining exceptional customer satisfaction ratings.
Maxine Jones
Sr. Loan Officer
Maxine brings 18 years of mortgage experience with specialization in first-time homebuyer programs. Her clear communication style and attention to detail have earned consistent client praise for simplifying complex processes.
Jocelyn Watson
Sr. Loan Officer
Jocelyn has helped hundreds of clients secure financing since 2005. Her expertise in investment property loans and market analysis provides valuable insights for clients building real estate portfolios.
Vikkye Fetters-Delfino
Processing Mng./Loan Officer
With dual expertise in loan origination and processing, Vikkye ensures smooth transactions from application to closing. Her 15 years in mortgage operations help maintain our high closing success rate.
Questions
What types of mortgage loans do you offer?
We offer residential, commercial, construction, investment, and Section 184 Native American loans. Our specialists help clients choose between conventional, FHA, and specialized programs based on their specific needs.
How can I get prequalified for a mortgage?
Request our fillable prequalification form via email or contact our team directly. We'll review your financial information to determine loan eligibility and help you understand your purchasing power.
What makes your mortgage services different?
Our NMLS-certified team combines deep local market knowledge with personalized service. We maintain direct communication with clients throughout the process and offer access to multiple loan programs through our extensive lender network.
Do you offer specialized loan programs?
Yes, we specialize in Section 184 Indian Home Loan Guarantees and investment property financing. Our team has expertise in unique loan programs that aren't widely available through traditional lenders.