Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Stamford, CT
Since 1934, Fairfield County CU has been dedicated to meeting the financial needs of its members through personalized service and innovative solutions. Our comprehensive range of products includes savings and checking accounts, mortgage and auto loans, home equity financing, and specialized services like overdraft protection and 24/7 digital banking. With over 90 years of local expertise, we combine deep community knowledge with modern financial tools to serve individuals and businesses across Fairfield County. Our commitment to member satisfaction is reflected in our NCUA-insured accounts, competitive interest rates, and flexible service options including online mortgage approval and automated bill payment.We maintain a strong focus on financial education and security, offering resources to help members make informed decisions. Our team of experienced professionals brings decades of industry knowledge to every client interaction, ensuring tailored advice and reliable support. As a member-owned cooperative, we prioritize transparency and ethical practices, reinvesting earnings to benefit our members. Our physical branches and digital platforms work in tandem to provide convenient access to services whenever and wherever needed. This combination of tradition and innovation positions us as a trusted partner for long-term financial success.
Services
Savings Accounts
Mortgage Loans
Auto Financing
Overdraft Protection
Online Banking
Home Equity Loans
Personal Loans
Bill Payment Service
Certificate Accounts
Debit Cards
Details
- Year established: 1934
Highlights and features
- 90+ years of local financial expertise serving Fairfield County
- 24/7 online mortgage approval and digital banking services
- Overdraft protection with flexible line of credit options
- NCUA-insured accounts up to $250,000 for member security
- Competitive loan rates with personalized financial solutions
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Mortgage Loans
Fairfield County CU offers fixed and variable rate mortgage options with terms from 10-30 years. Our dedicated mortgage team provides pre-approval services and competitive rates for home purchases or refinancing. Online application and approval available 24/7 through MortgageClick, with personalized support available for complex cases.
Auto Loans
New and used auto loans with terms up to 84 months and competitive rates starting at 5.25% APR. We offer 100% financing options, second chance car loans, and title transfer fee coverage for refinanced vehicles. Loan approvals available within 15 minutes through our 24/7 phone service.
Overdraft Protection
Our overdraft protection line of credit up to $10,000 prevents declined transactions and maintains financial dignity. We also offer discretionary overdraft coverage up to $500 for established members, with repayment required within ten days to maintain good standing.
Online Banking
24/7 access to account management, fund transfers, loan applications, and mortgage approvals through our secure online platform. Features include bill payment automation, check stop payments, and real-time balance monitoring accessible from any internet-connected device.
Home Equity Loans
Fixed-rate home equity loans from 5-15 years and variable-rate lines of credit up to 10 years provide flexible access to home equity. Funds can be used for home improvements, education expenses, or debt consolidation with potential tax-deductible interest (consult tax advisor).
Questions
What areas does Cornerstone Community Credit Union serve?
We serve all residents, workers, and businesses in Fairfield County, Connecticut, including Milford, Orange, West Haven, New Haven, Hamden, North Haven, and Wallingford.
Are my funds insured at Cornerstone Community Credit Union?
Yes, all accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) through the NCUA, a federal government agency.
Can I apply for loans online?
Yes, our MortgageClick platform provides 24/7 online mortgage applications with instant approvals. For other loans, we offer phone applications and in-person consultations.
What digital banking services are available?
We offer 24/7 online banking with bill payment automation, fund transfers, loan applications, mortgage approvals, and mobile check deposit through our Veritfi DeposZIP module.
What overdraft protection options exist?
We offer a line of credit up to $10,000 and discretionary overdraft coverage up to $500 for established members. You must opt-in for ATM/debit card transaction protection.
