Business Details
50+ Years
experience
Emergency
services
Your Trusted Partner for Comprehensive Banking Solutions
Founded in 1960, Technology Credit Union has dedicated over six decades to empowering members' financial success through innovative solutions and personalized service. Our mission centers on prioritizing member needs, offering competitive rates, and maintaining zero fees wherever possible. As a federally insured credit union, we combine technological advancement with community-focused values to deliver exceptional banking experiences. Our team of experienced professionals provides comprehensive financial products, including checking and savings accounts, loans, and wealth management services.We distinguish ourselves through virtual banking capabilities, 24/7 digital access, and a commitment to returning profits to members through improved rates and benefits. With locations across California, Idaho, and Texas, we serve both individuals and businesses while maintaining our core values of collaboration, innovation, and trust. Our dedication to security, financial education, and member satisfaction has earned us recognition as a leader in member-centric banking.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Business Banking
Solar Loans
Wealth Management
Virtual Banking
Details
- Year established: 1960
Highlights and features
- We've served members for over 65 years with financial expertise and personalized service
- Our NCUA-insured accounts guarantee security up to $250,000 per member
- We offer superior rates and zero fees wherever possible
- Our virtual banking platform enables convenient 24/7 account management
- We return profits to members through improved loan rates and enhanced benefits
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Checking Accounts
Our checking accounts provide convenient financial management with no monthly maintenance fees and unlimited check writing capabilities. Members enjoy free online bill pay, mobile check deposit, and access to 85,000 fee-free ATMs worldwide. These accounts serve as the foundation for all our banking relationships, offering seamless integration with loans and savings products.
Mortgage Loans
We offer competitive mortgage solutions including fixed-rate, adjustable-rate, and jumbo loans with personalized guidance from experienced loan officers. Our process emphasizes transparency with no hidden fees and clear explanations of all loan terms. Members benefit from local decision-making and fast approval times for home purchases and refinancing.
Solar Loans
Our specialized solar loans help members finance renewable energy systems with favorable terms and competitive rates. These loans cover complete system installation with flexible repayment options that align with energy savings. We provide expert guidance through the entire process, including assistance with available tax incentives and rebates.
Business Banking
We deliver comprehensive business banking solutions including checking accounts, credit lines, and equipment financing tailored to local companies' needs. Our services feature business-specific digital tools, merchant services, and personalized support from commercial lending specialists. We focus on building long-term relationships with businesses at all growth stages.
Virtual Branch
Our virtual branch platform enables 24/7 account access through video appointments, mobile banking, and secure messaging with live representatives. Members can open accounts, apply for loans, and manage finances from any location using intuitive digital tools. This service combines convenience with the personal touch of our service-oriented bankers.
Questions
How do I become a member of Technology Credit Union?
Membership requires opening an account with a minimum $5 deposit. We serve residents of California, Idaho, and Texas through convenient online enrollment or branch visits.
What digital banking services do you offer?
We provide mobile banking apps, virtual branch video appointments, online bill pay, mobile check deposit, and text alerts for account management from anywhere.
Are my deposits insured at Technology Credit Union?
Yes, all deposits are federally insured up to $250,000 per member by the National Credit Union Administration (NCUA), a U.S. government agency.
Do you offer business banking services?
We provide comprehensive business solutions including commercial accounts, loans, merchant services, and specialized financial tools for companies in multiple states.
What loan options are available for first-time homebuyers?
We offer fixed-rate mortgages with competitive rates, down payment assistance programs, and personalized guidance through our First Time Homebuyer Initiative.
How can I access customer support outside business hours?
Our secure payment portal handles loan payments 24/7, while urgent matters can be addressed through our after-hours contact center at (800) 754-4128.
