Business Details
38 Years
experience
Your Trusted Mortgage Partner in Roseville, CA
Founded in 1988 by Dan Trinidad, Partners Mortgage has built a legacy of prioritizing people over profits. With over 36 years of experience and 50,000+ loans processed, we specialize in personalized mortgage solutions for home purchases and refinancing. Our team of seasoned professionals is committed to transparency, problem-solving, and fostering trust through every transaction. We serve communities across California, emphasizing integrity, diligence, and client wellbeing in all aspects of our work. Recognized for our StarCare program and community initiatives like Partners For A Cure, we combine industry expertise with a passion for making homeownership dreams a reality. 
Services
Conventional Loans
FHA Loans
VA Loans
Reverse Mortgage
Refinance Options
Details
- Year established: 1988
Highlights and features
- 36 years of mortgage industry experience with 50,000+ successfully processed loans
- Personalized mortgage solutions tailored to individual financial situations
- Transparent processes with real-time transaction updates for clients
- Community-focused approach with local market expertise in California
- StarCare program ensuring predictable and stress-free loan experiences
Associations and certifications
- CalHFA Approved Lender
- NMLS #236669
What people say
Exceptional Customer Service
Timely communication
21-day closures
Personalized support
Professional team
Services
Conventional Loans
Our conventional loan options offer flexible terms and competitive rates for homebuyers with strong credit profiles. These mortgages provide stability through fixed interest rates and predictable monthly payments. Ideal for buyers seeking financing without government-backed programs, our conventional loans feature various down payment options and term lengths to suit different financial situations.
FHA Loans
FHA loans provide accessible homeownership opportunities with lower down payment requirements and more lenient credit standards. These government-insured mortgages are particularly beneficial for first-time homebuyers and those with limited savings. We guide clients through the entire FHA loan process, ensuring they understand all requirements and benefits associated with this financing option.
VA Loans
Our VA loan program offers exclusive benefits for veterans, active-duty service members, and eligible spouses. These mortgages feature zero down payment requirements and competitive interest rates. Our team specializes in navigating the unique documentation needs and benefits associated with VA loans, making the process seamless for those who have served our country.
Reverse Mortgage
Reverse mortgages enable homeowners aged 62+ to convert home equity into tax-free income while maintaining property ownership. This financial solution provides retirement income flexibility without monthly mortgage payments. Our specialists explain all eligibility requirements, payment options, and long-term implications to ensure informed decision-making.
People
Dan Trinidad
Founder/CEO
Founded Partners Mortgage in 1988 after personal experience with cancer loss. Leads community initiatives like Partners For A Cure, raising over $1M for cancer research while maintaining client-focused mortgage services.
Leif Boyd
President
Oversees daily operations and strategic direction. With extensive mortgage industry experience, ensures the company maintains its community-focused approach while delivering exceptional service quality to all clients.
Peter Schwartz
EVP of National Business Development
Manages national business growth strategies. Focuses on expanding mortgage services while maintaining the company's core values of integrity and client-centered service across all market expansions.
Rachael Gaines
Affiliate Engagement Manager
Builds and maintains professional relationships with referral partners. Ensures seamless collaboration between real estate agents and mortgage advisors to provide comprehensive support for homebuyers and sellers.
Melissa Petersen
Marketing Manager
Leads marketing initiatives that emphasize the company's community values. Develops campaigns highlighting client success stories and mortgage education while maintaining the brand's personable, approachable image.
Questions
What mortgage options do you offer?
We provide conventional, FHA, VA, and reverse mortgages, along with refinance options tailored to meet diverse financial needs and homeownership goals.
How quickly can you process a mortgage application?
Our average closing time is 21 days, with dedicated teams ensuring efficient processing while maintaining thorough documentation standards.
Do you offer specialized programs for first-time homebuyers?
Yes, we provide FHA loans and educational resources specifically designed to help first-time buyers navigate the mortgage process with confidence.
Can you help with refinance options?
We offer refinance solutions to help homeowners lower payments, access equity, or shorten loan terms, with personalized assessments of potential savings opportunities.
What areas do you serve?
Primarily serving California with local market expertise, while maintaining national business development partnerships to support client needs across different locations.
How do you support community initiatives?
Through Partners For A Cure, we've raised over $1M for cancer research, reflecting our commitment to making a positive impact beyond mortgage services.
